Reinsurance, Program Business Specialist

🔥 2 minutes ago

🌐 United States, Canada, +1 more countries – Remote

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💵 $80 / hour

⏳ Contract/Temporary

🟢 Junior

🟡 Mid-level

🔒 Insurance

🚫👨‍🎓 No degree required

👻 Ghost score 2%

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Logo of Mercor

Mercor

51 - 200 employees

Founded 2023

🔥 Funding within the last year

💰 $350M Series C - Mercor on 2025-10

Mercor is a company for which no descriptive text was provided in the input. Additional information (products, services, target customers, or industry specifics) is needed to create an accurate summary and select appropriate industries.

📋 Description

• Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation • Create structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations • Write “golden” reference responses at experienced reinsurance and program-business quality • Grade AI-generated responses for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism • Identify misunderstandings involving layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities • Provide written feedback to the research team to improve model behavior • Participate in onboarding office hours and calibration sessions • Work on projects training and enhancing frontier AI models for Mercor and its partner AI lab

🎯 Requirements

• 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer • Understanding of at least one: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs • Ability to identify economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds • Understanding of how contract structure affects risk transfer, earnings, collateral, claims handling, and reporting • Excellent written reasoning, commercial judgment, and high attention to detail • Ability to distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication • CPCU, ARe, ARM, ACAS, FCAS, or comparable designation listed as bonus qualification • Both ceded and assumed reinsurance experience listed as bonus qualification • Reinsurance broking, treaty wording, recoverables, or claims experience listed as bonus qualification • Program audit, delegated-authority, or bordereaux-management experience listed as bonus qualification • Captive, large-deductible, retrospective-rating, or risk-sharing experience listed as bonus qualification • Must be able to work as an independent contractor • Minimum availability of 20 hours per week, ideally 40+ • H1-B and STEM OPT candidates are not supported

🏖️ Benefits

• $800 flat payment upon successful completion of onboarding • Payments weekly via Stripe or Wise based on services rendered • Fully remote work • Flexible own schedule • Projects may be extended, shortened, or concluded early depending on needs and performance • Competitive pay • Collaborate with leading researchers • Referral payments of up to $320 per successful referral

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