Senior Escrow Product Manager

🕒 August 13

🏈 Alabama – Remote

🏈 Alabama – Remote

💵 $107.5k - $179.1k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

👻 Ghost score 14%

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M&T Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1856

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

M&T Bank is a leading regional financial institution that provides a wide range of banking services to personal, business, and commercial clients. Known for its customer satisfaction in mobile banking, M&T Bank offers products and services such as checking accounts, credit cards, mortgages, personal loans, and insurance. Additionally, it provides financial planning through Wilmington Advisors @ M&T. The bank is committed to community engagement, supporting local businesses, multicultural banking, and volunteerism. With a focus on cybersecurity and digital banking solutions, M&T Bank serves its clientele through comprehensive online and mobile services.

📋 Description

• Develop and execute the strategic roadmap for Escrow and Virtual Account Management solutions • Identify emerging client needs, industry trends, competitive threats, and fintech opportunities • Define product positioning and value propositions across Commercial Banking, Business Banking, and specialized vertical markets • Establish a multi-year product vision aligned with deposits, liquidity, and treasury management strategies • Build business cases, secure funding, establish success metrics, and manage prioritization • Partner with Technology and Agile delivery teams to execute product initiatives • Lead the evolution of M&T's Virtual Account Management platform, including account structures, fund segregation, liquidity optimization, reporting, reconciliation, and integrations • Design product strategies for distinct customer segments and address their operational, regulatory, reconciliation, and reporting needs • Partner with Treasury Management, Sales, Segment Management, and Marketing to drive adoption • Develop pricing, packaging, go-to-market strategies, sales enablement materials, and client-facing value propositions • Support large prospect opportunities and strategic client engagements • Ensure products meet regulatory, legal, compliance, audit, and risk-management requirements • Drive operational efficiency, scalability, and process improvements • Deliver roadmap capabilities, grow revenue and adoption, improve satisfaction and retention, reduce operational complexity and costs, and enhance competitive differentiation

🎯 Requirements

• Bachelor's degree • 7 years' proven product management experience in commercial banking, treasury management, liquidity solutions, or payments • Alternatively, a combined minimum of 11 years' higher education and/or work experience, including a minimum of 7 years' proven product management experience in commercial banking, treasury management, liquidity solutions, or payments • Experience with escrow services, Virtual Account Management, ZBA and Sweep solutions, Treasury Management platforms, ERP integrations, and commercial deposit products • Knowledge of commercial real estate, property management, legal trust, and fund administration workflows • Proven experience launching and commercializing new banking or fintech capabilities • Experience managing cross-functional product delivery initiatives • Strong understanding of commercial deposit and liquidity products • Demonstrated ability to create product roadmaps and business cases • Experience working with Technology, Operations, Risk, and Sales organizations

🏖️ Benefits

• Medical benefits • Retirement benefits • Forty hours of paid volunteer time each year • Growth and development support • Competitive, market-informed pay