Manager, SAR Filing – BSA/AML & Sanctions Operations

🔥 14 hours ago

🌵 Arizona, Kentucky, +4 more states – Remote

🌵 Arizona – Remote 🐎 Kentucky – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🗿 South Dakota – Remote 🎸 Tennessee – Remote

💵 $72k - $120k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚨 AML and Financial Crime

👻 Ghost score 2%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Manage the day-to-day SAR and CTR filing program, including timeliness, quality, continuing-activity monitoring, and FinCEN e-filing accuracy • Supervise internal SAR filing analysts responsible for SAR/CTR preparation, quality review, and FinCEN e-filing • Own SAR intake, triage, completeness review, and routing across internal and consultant-delivered channels • Monitor and escalate SAR filing clocks, continuing-activity deadlines, aging, backlog, and capacity • Ensure intake documentation meets the five-element documentation baseline and internal quality standards • Balance volume and coverage across internal and external resources and reallocate work to protect timeliness and quality • Oversee operational review of SAR referrals from internal Alerts and Cases teams • Manage escalation channels for potential SARs and ensure independent review and retained Pathward filing and decisioning authority • Coordinate least-privilege system access, data-handling, residency, and offboarding controls for domestic and offshore consultants with Information Security and Program Management • Provide and oversee independent QA of consultant output • Coordinate hand-offs and feedback loops with SAR Filing, Alerts, Cases, Complex Investigations, and Sanctions teams • Support consultant/vendor relationship management, service reviews, scoping, and continuous-improvement discussions • Support regulatory examinations, internal audit, and validation efforts by preparing intake artifacts and responding to information requests • Maintain product-level knowledge of funds flows, typologies, and party designations across Pathward's product categories and program-manager model

🎯 Requirements

• Bachelor's degree required; advanced degree (MBA, JD, or Master's) preferred • CAMS preferred; CFE, CFCS, or CRCM a plus • 6+ years of BSA/AML experience, including SAR processing, intake, or investigations • 2+ years of people leadership and/or oversight of consultants, vendors, or outsourced resources • Solid experience in BSA/AML operations with direct SAR/CTR filing experience within a regulated financial institution • Experience managing to SLAs, service levels, and quality standards in a regulated environment • Familiarity with transaction monitoring/case systems • Demonstrated experience leading or supervising analysts • Experience overseeing or reviewing third-party/outsourced or offshore review resources preferred • Experience presenting SAR metrics and program performance to senior leadership, examiners, and the Board • Deep expertise in SAR/CTR filing standards, continuing-activity monitoring, and FinCEN requirements • Quality assurance and reliance documentation for internal and consultant-supported review work • Strong grasp of offshore data-residency, GLBA/privacy, InfoSec, and OFAC/sanctions-nexus risk • Ability to evidence Pathward's supervision of outsourced work to an examiner standard • Strong communication and cross-functional collaboration across Compliance, Program Management, InfoSec, and Assurance

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package for eligible employees