Vice President, Financial Risk – Capital Markets Oversight

Job not on LinkedIn

🔥 1 minute ago

🌵 Arizona, Kentucky, +4 more states – Remote

🌵 Arizona – Remote 🐎 Kentucky – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🗿 South Dakota – Remote 🎸 Tennessee – Remote

💵 $182k - $273k / year

⏰ Full Time

🔴 Lead

👔 Vice President

👻 Ghost score 6%

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Lead second line of defense oversight of the Bank’s treasury and capital markets activities • Design, execute and continuously improve the capital markets risk oversight program • Own the annual oversight plan, coverage standards and methodologies for evaluating first line risk management • Direct independent evaluation of funds management and liquidity risk management processes, including contingency funding plan adequacy • Provide credible challenge to prepaid deposit assumptions, decay analysis, deposit behavior modeling, interest rate risk assumptions, models and scenario design • Assess investment portfolio risk, counterparty exposures, foreign currency translation risk, hedging, derivative, secondary loan market sale and off-balance sheet strategies • Oversee exposure limits, key risk indicators and control design; determine when breaches require remediation, executive escalation or Board notification • Serve as the second-line voice on business committees and working groups • Partner with Treasury while preserving second-line independence • Monitor adherence to financial regulations, market standards and internal policy • Coordinate with Internal Audit, Model Risk Management and Compliance to close coverage gaps • Serve as second-line contact for examiners and external auditors; own responses, remediation plans and closure • Assess the Bank’s capital markets risk position and communicate trends to senior leadership and risk committees • Develop, monitor and report KPIs and KRIs, including senior leadership and Board reporting • Proactively identify and mitigate gaps, roadblocks, bottlenecks and inefficiencies affecting risk initiatives • Perform other duties as assigned

🎯 Requirements

• Bachelor’s Degree or equivalent education and work experience; degree in finance, business, economics or mathematics preferred • MBA Degree or CFA preferred • Typically 12+ years with bachelor's or equivalent in banking, capital markets or comparable financial services • 8+ years of direct experience with capital planning, liquidity risk, interest rate risk and investment portfolio management • Experience communicating risk to regulators and audit firms, leading discussions, presenting information and responding to requests • Experience presenting to executive management, risk committees and boards of directors, and defending independent risk conclusions • Prior experience with prepaid deposits preferred • Strong analytical skills and executive-level written and verbal communication • Deep subject matter expertise in banking and finance, liquidity risk and management strategies, interest rate risk modeling and assumptions, capital planning and stress testing • Working knowledge of quality control concepts and risk management • Working knowledge of policies and procedures development and oversight • Demonstrated ability to deliver credible challenge and influence without direct authority • Sound judgment on escalation to executive management and the Board • Knowledge of Microsoft Office required • Knowledge of a governance, risk and compliance platform such as Archer preferred

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package • Reasonable accommodation for applicants with disabilities