Senior Product Manager, Authorization Optimization

Job not on LinkedIn

🔥 1 minute ago

🇺🇸 United States – Remote

💵 $145k - $205k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Signify

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2000

🔒 Cybersecurity

🤝 B2B

☁️ SaaS

Cybersecurity • B2B • SaaS

Signify is a company under Accumuli that specializes in securing computer networks. They provide a secure alternative to passwords by offering two-factor authentication as an on-demand hosted service, enabling safe remote access to systems and information. With a focus on high-quality service, Signify has built a reputation for delivering reliable and flexible two-factor authentication solutions that are easy to deploy. The company is ISO27001 Certified, ensuring best-in-class information security practices. As a certified RSA MSSP partner, Signify also offers a range of managed security services to enhance network security for organizations.

📋 Description

• Own the authorization optimization roadmap end to end: set priorities, sequence delivery, make tradeoffs, and communicate the plan and rationale. • Determine where Signifyd should build, orchestrate, partner or influence issuers directly. • Write detailed technical specifications, user stories and acceptance criteria, and manage the engineering backlog. • Define and evolve APIs, data models and integration points connecting merchants, PSPs, issuers and Signifyd. • Identify, evaluate and develop partnerships with PSPs, gateways, acquirers, issuers and data or technology providers. • Build issuer/BIN intelligence covering authorization performance, decline patterns and treatment effectiveness. • Drive issuer-specific decisioning across step-ups, 3DS, decline recovery and intelligent retries; inform routing for multi-PSP or acquirer merchants. • Work with data science on risk-aware decisioning requirements, balancing approval gains against fraud and chargeback exposure. • Own measurable authorization uplift and recovered merchant revenue; demonstrate impact through merchant proofs of value and issuer/BIN-level reporting. • Partner with sales, solutions and customer success to incorporate merchant feedback and support adoption. • Stay current on card network rules, regulation and industry practice.

🎯 Requirements

• 5+ years in a product management role, including ownership of a roadmap and end-to-end delivery. • Hands-on payments product experience spanning issuer authorization behavior, with a deep understanding of decline recovery and retries, 3DS, PSD2/SCA frameworks (including the upcoming transition to PSD3/PSR), and demonstrated improvements in authorization performance. • Experience writing detailed technical specs and defining APIs or data interfaces in partnership with engineering (backend or high-volume transaction systems a plus). • Strong analytical skills, with comfort working from transaction-level data and defining success metrics. • Experience working closely with data science or analytics teams and translating insights into product requirements. • Proven ability to influence cross-functional stakeholders without direct authority. • Clear written and verbal communication with technical and non-technical audiences. • Preferred: Experience at a payment processor, PSP, acquirer, card network, issuer or fraud/risk vendor. • Preferred: Exposure to fraud, risk or digital identity products, including the false-decline versus fraud-loss tradeoff. • Preferred: Experience defining requirements for ML-driven decisioning. • Preferred: Familiarity with 3DS/EMVCo, tokenization, ISO 8583 and PSD2/SCA. • Preferred: B2B SaaS or enterprise e-commerce merchant experience.

🏖️ Benefits

• Discretionary Time Off Policy (Unlimited!) • 401K Match • Stock Options • Annual Performance Bonus or Commissions • Paid Parental Leave (12 weeks) • On-Demand Therapy for all employees & their dependents • Dedicated learning budget through Learnerbly • Health Insurance • Dental Insurance • Vision Insurance • Flexible Spending Account (FSA) • Short Term and Long Term Disability Insurance • Life Insurance • Company Social Events • Signifyd Swag

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