Commercial Portfolio Loan Officer III

🕒 September 16

🏖️ New Jersey, North Carolina, +1 more states – Remote

🏖️ New Jersey – Remote 🌲 North Carolina – Remote 🌴 South Carolina – Remote

💵 $91k - $136.2k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 31%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.Why this score:

• Open for 58 days.
• Jobs at this company usually fill in 21 days.
• Reposted once.

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TD

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1855

🏦 Banking

💸 Finance

🛡️ Insurance

💰 Grant on 2023-10

Banking • Finance • Insurance

TD is one of North America's biggest banks offering a wide range of banking services including personal and business banking, insurance, wealth management, and securities. TD is committed to sustainability, diversity, equity, and inclusion, ensuring a supportive and inclusive workplace where employees are empowered to grow. The bank provides various roles and career opportunities across different regions with a focus on community impact and professional development. TD's culture is defined by care and respect, aimed at benefiting their business performance, customers, and communities.

📋 Description

• Administer and monitor large, complex commercial loan portfolios • Personally manage or assist lenders in managing loan relationships • Provide underwriting, credit risk oversight, and portfolio management for complex commercial lending relationships • Evaluate borrower performance and credit risk to support sound credit decisions and risk mitigation • Maintain accurate Customer records and files and prepare in-depth management reports • Manage credit administration, exceptions, and risk based on common metrics • Ensure existing loans conform to terms and documentation requirements • Prepare criticized asset reports and review memos • Coordinate with operations and processing areas to ensure loan payments are collected and recorded • Maintain current Customer risk ratings and credit-file comments • Accompany loan officers on sales calls and assist with account details and implementation • Provide technical guidance and assist staff with complex work • Train and mentor new and less experienced staff • Perform financial analyses and credit investigations for credit decisions • Contribute to group loan decision processes based on credit risk and other factors • Visit Customers independently and with commercial loan officers to maintain business relationships • Manage assigned accounts and/or share account management responsibilities • Perform periodic Customer-site inspections to audit accounts and ensure adherence to loan agreements • Utilize limited personal credit authority under the Relationship Manager’s direction

🎯 Requirements

• 4 year degree or equivalent experience • 5+ years related experience • In-depth understanding of commercial credit decision process • Demonstrates credit, financial analysis and accounting skills • In-depth knowledge of commercial legal and regulatory guidelines • Proven Customer service and relationship management skills, including demonstrated track record of building and expanding Customer relationships • Demonstrates attention to detail • Supervisory skills • Demonstrated communication skills, both verbal and written • Proficient PC skills • Occasional domestic travel • Ability to perform sedentary work, multiple tasks, operate standard office equipment, concentrate for long periods, read/write/comprehend instructions, and perform basic arithmetic

🏖️ Benefits

• Base salary and variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards • Health and well-being benefits • Savings and retirement programs • Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO • Banking benefits and discounts • Career development • Reward and recognition • Regular career, development, and performance conversations • Online learning platform • Mentoring programs • Training and onboarding sessions • Flexible Work Arrangement

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