Senior Mobile Engineer

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Tern

WebsiteLinkedInAll Job Openings

11 - 50 employees

💳 Fintech

🤝 B2B

💸 Finance

Fintech • B2B • Finance

Tern is a company focused on providing flexible cards and accessible fintech tools designed to increase revenue and streamline processes for businesses and enterprises. They offer a variety of embedded banking solutions such as virtual and physical prepaid cards, bank transfers, cross-border transactions, and compliance support. Tern's platform is equipped with low code/no code solutions, APIs, and intelligent data analytics, making it user-friendly and efficient for companies looking to quickly launch financial products. With a goal to democratize fintech services, Tern aims to make these tools available to a broad audience, breaking down barriers and fostering innovation in the financial technology space.

📋 Description

• Own the advisor mobile app end to end including the native shell, hybrid surfaces, embedded web views, and the Rails APIs behind them • Get a usable app into advisors' hands as soon as possible by shipping working pieces every single week along the way • Build and extend the Rails APIs the app depends on, rather than waiting for someone else to spec them • Iterate on the foundations the team will live with by developing the build and release pipeline, app store process, crash reporting, and on-call for mobile • Establish the hybrid and web-view patterns that two advisor pairs and a new designer can build on • Watch your app in production and catch issues before advisors do

🎯 Requirements

• Shipped mobile ownership: You've personally shipped a mobile app to the App Store and/or Play Store and kept it healthy after launch. • Full-stack range: You're comfortable writing the backend and the screen. • Pragmatic about the toolkit: You've worked across native and hybrid, and you make a clear-eyed call on when an embedded web view is the right answer. • High agency: You've taken ambiguous, under-specified problems and driven them to a working outcome without someone managing the steps. • AI in your daily workflow: Specific examples of where AI made your work faster or better, with the judgment to question its output rather than ship it wholesale. • Bonus points: Comfortable in Ruby on Rails or a comparable MVC backend. • Experience standing up a mobile app and its release process from zero. • Background at a smaller company or startup where you owned a product surface end to end. • Built consumer or pro-tool apps where reliability and polish mattered.

🏖️ Benefits

• Competitive salary • Equity