Field Sales Specialist, Direct Consumer Lending

🔥 15 minutes ago

❄️ Minnesota – Remote

❄️ Minnesota – Remote

💵 $23 - $29 / hour

⏰ Full Time

🟢 Junior

🏙️ Outside Sales

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U.S. Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

🏦 Banking

💸 Finance

🛡️ Insurance

💰 $55M Post IPO debt on 2023-10

Banking • Finance • Insurance

U. S. Bank is a large, diversified commercial bank and financial services company. It operates retail and branch banking, corporate and commercial banking, lending and credit underwriting, wealth management, investment and asset management, and offers insurance and other financial products. The company serves consumer and business customers through physical branches, digital and contact-center channels, and maintains a multinational presence (locations in the United States, Canada, Europe and India). It is a Member FDIC institution and emphasizes customer-focused services, inclusion, and career development.

📋 Description

• Responsible for performing loan analysis verification activities by working with customers, bankers, vendors and underwriters through in-bound telephone support and outbound pipeline ownership. • Helps customers and bankers understand the loan approval process and underwriting requirements by analyzing specific loan transactions and reviewing documentation for approval. • Provides overall problem resolution for operational issues and has a clear understanding of all required stipulations to efficiently move loans through the loan approval process.

🎯 Requirements

• Bachelor's degree, or equivalent work experience • One or more years of relevant experience • Some knowledge of underwriting and loan origination functions, systems, procedures, various products and/or services supported by the assigned area(s) and applicable Federal and State laws and regulations • Some knowledge of applicable credit products, programs, financial analysis and related documentation as applicable • Some knowledge of U.S. Bank policies and procedures as they pertain to Direct Lending processing and underwriting • Some knowledge of U.S. Bank systems to access information of status of loans in process • Good organizational and project management skills • Excellent interpersonal, verbal and written communication skills • Proven customer service skills • Ability to manage multiple tasks and deadlines simultaneously

🏖️ Benefits

• Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability • Pregnancy disability and parental leave • 401(k) and employer-funded retirement plan • Paid vacation (from two to five weeks depending on salary grade and tenure) • Up to 11 paid holiday opportunities • Adoption assistance • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law