Principal Product Manager – Capital Platform

Job not on LinkedIn

🔥 0 minutes ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

💵 $187.9k - $260k / year

⏰ Full Time

🔴 Lead

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Own strategy, roadmap, and execution for a major Capital Platform problem space with material business impact • Lead multi-quarter, cross-team initiatives requiring deep systems thinking and work under significant ambiguity • Design scalable, configurable platform capabilities for diverse capital partners without fragmentation or bespoke delivery • Partner with engineering on product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems • Influence adjacent platform and vertical teams to meet capital partner needs across products • Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively • Deliver durable, enterprise-grade solutions meeting reliability, compliance, and operational requirements • Collaborate across product, engineering, finance, compliance, capital markets, banks, credit unions, and institutional investors • Build systems enabling capital to flow through Upstart’s AI lending marketplace reliably, transparently, and at scale

🎯 Requirements

• 7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives • Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope • Proven track record designing and shipping platforms or shared systems, not just standalone features • Experience working with complex B2B or B2B2C workflows, such as onboarding, configuration, payments, compliance, and reporting • Ability to operate effectively in regulated, high-reliability environments • Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs • Ability to drive alignment and execution across multiple teams and stakeholders without formal authority • Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related field • East/West coast time zone availability • Canada-based applicants cannot be located in Quebec

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada • Health Savings Account contributions from Upstart for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered fertility, parenthood, and caregiving benefits • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups (ERGs) • Catered lunches and stocked micro-kitchens at company offices • Flexible remote work with regular team onsites