Senior Software Engineer, Pricing

🕒 June 3

🇺🇸 United States – Remote

💵 $166.9k - $230.9k / year

⏰ Full Time

🟠 Senior

🧑‍💻 Full-stack Engineer

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Lead the design and development of scalable, high-performance services that enable real-time pricing decisions across multiple products. • Collaborate with data scientists and product managers to translate business goals into robust technical solutions. • Drive architectural improvements in the pricing platform to support rapid growth, new products, and evolving modeling needs. • Mentor and coach engineers across the team, elevating best practices in system design, testing, and operational excellence. • Ensure the quality and reliability of our pricing engines through comprehensive testing, code reviews, and production monitoring. • Champion improvements in developer experience, automation, and observability to increase team velocity and platform resilience.

🎯 Requirements

• 5+ years of professional software development experience building scalable public or consumer-facing products. • High level of proficiency coding in production with Python, and some experience with Java or Kotlin or similar. • Proven ability to independently own and deliver complex, multi-month engineering projects in fast-paced environments. • Experience designing and building scalable APIs and microservices in a cloud-based environment (AWS or GCP). • Strong problem-solving skills with an emphasis on scalability, performance, and system reliability. • Excellent communication skills, able to explain complex technical topics to both technical and non-technical audiences. • Demonstrated experience mentoring and coaching engineers, influencing technical direction, and raising the bar for the team. • Exhibits a bias for action and comfort navigating ambiguity while driving towards impactful outcomes.

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. • Health Savings Account contributions from Upstart for eligible plans (US only) • Income protection benefits, including life insurance and disability coverage for added financial security • Paid time off, sick leave, and company holidays, in line with local requirements • Paid family and parental leave to support caregiving and major life moments (duration varies by country) • Family-centered benefits to support fertility, parenthood, and caregiving needs • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)