Secondary Marketing Analyst

Job not on LinkedIn

🕒 September 4

🏰 Missouri – Remote

🏰 Missouri – Remote

💵 $80k - $100k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

📊 Marketing Analyst

👻 Ghost score 12%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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USA Mortgage

WebsiteLinkedInAll Job Openings

501 - 1000 employees

💼 Consulting

🛡️ Insurance

💸 Finance

Consulting • Insurance • Finance

USA Mortgage is a leading mortgage banking institution and a subsidiary of DAS Acquisition Company, LLC. Founded in 2001, it is known as the 'Home of Possibility', providing a wide array of home financing solutions including conventional loans, FHA loans, VA loans, 203K rehab loans, reverse mortgages, and USDA financing. With a commitment to local lending excellence, USA Mortgage has consistently been recognized as a top residential lender in the St. Louis area, emphasizing personalized loan advisory services and extensive programs for first-time homebuyers and refinancing options.

📋 Description

• Support the Capital Markets team by overseeing pricing, locking, hedging, and sale of mortgage loans into the secondary market • Process lock requests and lock changes, including pricing scenarios, extensions, renegotiations, and dual compensation structures • Manage and approve renegotiations according to internal policy and profitability guidelines • Maintain relationships with Branch Managers regarding exceptions and procedure approvals • Triage and route Freshservice tickets to Lock Desk Analysts • Create and maintain daily pricing scenarios, investor grids, and specialized pricing • Monitor and distribute rate sheets and executive-level pricing templates • Perform pipeline scrubbing for pricing accuracy, eligibility, and sale-readiness • Execute best execution analysis across multiple investors • Oversee post-close reship activity and coordinate investor delivery • Operate the Forward Commitment Desk and manage delivery strategies • Manage mandatory loan trades for profitability and eligibility • Perform daily lock and trade reconciliations • Manage hedged loans, monitor hedge performance, evaluate coverage strategies, and support daily position management • Collaborate on monthly accounting and gain-on-sale reporting with finance • Review and resolve Mavent fail reports • Manage system access, onboarding, and credentials for pricing and secondary systems • Utilize Encompass for loan designation, exclusion automation, and lock and delivery integration • Support Optimal Blue usage for lock desk operations, pricing input, and investor guideline reference • Create, review, and analyze regular and ad hoc reports • Support TPO channel pricing and borrower-paid compensation structures • Collaborate with internal stakeholders to improve secondary workflow processes and reporting

🎯 Requirements

• Understanding of mortgage secondary markets, investor guidelines, and loan sale processes • Experience with pricing engines such as Optimal Blue • Familiarity with Encompass LOS and integration for lock and delivery functions • Knowledge of pipeline hedging, best execution strategies, and investor delivery methods • Advanced Excel and data analysis capabilities • Excellent written and verbal communication • High attention to detail and organizational precision • Strong problem-solving and critical thinking skills • Ability to manage competing priorities and deadlines • Ability to collaborate with cross-functional teams in a fast-paced environment • Ability to maintain data integrity across multiple systems and reports • Ability to implement and refine operational processes for greater efficiency • Knowledge of mortgage origination workflows from pricing through post-close • Knowledge of agency and non-agency loan program structures • Knowledge of investor pricing models and rate sheet structures • Knowledge of regulatory considerations impacting loan eligibility and pricing, including Mavent and QM/ATR • Bachelor's degree in Finance, Economics, Business, or a related field, or equivalent • 2+ years of experience in mortgage banking, capital markets, or secondary marketing • Lock desk lead or management experience • Experience with hedge coverage analysis, trade reconciliation, and pipeline management • Experience with dynamic pricing strategies and competitive analysis • Comfort working with high-level strategy and detailed operational tasks in secondary marketing