
1001 - 5000 employees
💳 Fintech
🛍️ eCommerce
💸 Finance
Fintech • eCommerce • Finance
Zip Co is a global ‘Buy Now, Pay Later’ company that provides simpler and fairer payment solutions for millions of customers. With a mission to be the first payment choice everywhere and every day, Zip offers transparent, flexible, and interest-free credit to consumers and businesses. The company partners with major brands like Amazon, Best Buy, eBay, and Uber, focusing on people-centred innovation and financial empowerment.
🔥 20 minutes ago
🇺🇸 United States – Remote
💵 $190k - $220k / year
⏰ Full Time
🔴 Lead
🧑💻 Full-stack Engineer
🦅 H1B Visa Sponsor
👻 Ghost score 0%
Where this job comes from
Posted on Zip Co's careers page, not through a job board
First seen by Remote Rocketship 20 minutes ago

1001 - 5000 employees
💳 Fintech
🛍️ eCommerce
💸 Finance
Fintech • eCommerce • Finance
Zip Co is a global ‘Buy Now, Pay Later’ company that provides simpler and fairer payment solutions for millions of customers. With a mission to be the first payment choice everywhere and every day, Zip offers transparent, flexible, and interest-free credit to consumers and businesses. The company partners with major brands like Amazon, Best Buy, eBay, and Uber, focusing on people-centred innovation and financial empowerment.
• Own the architecture and evolution of Zip’s real-time money movement and payments platform • Lead cross-team technical direction across distributed systems • Embed AI into engineering workflows and product capabilities • Design systems for safe, reliable money movement across distributed services • Define and evolve platform patterns for event-driven architectures and cross-team system design • Lead ambiguous, high-impact initiatives from concept to production across multiple teams • Balance speed and long-term platform health in critical financial systems • Define and standardize AI-assisted engineering patterns for code generation, testing, debugging, and incident analysis • Raise system reliability, performance, and developer experience across the organization • Build systems ensuring financial correctness under failure conditions, including retries, duplication, and reconciliation • Drive AI adoption by coaching engineers and establishing best practices • Deliver AI-driven efficiencies to reduce development cycle time, improve code quality, and accelerate incident resolution • Partner with platform and tooling teams to integrate AI into CI/CD, observability, IDEs, and internal tools • Partner with engineering and product leaders, influence strategic decisions, and mentor senior engineers
• 12+ years of experience building and operating distributed backend systems in modern engineering environments • Strong experience in payments, fintech, or other correctness-critical systems such as settlement, reconciliation, or transaction processing • Proven track record of leveraging AI to improve engineering outcomes and enabling team-wide adoption at scale • Experience leading complex, cross-team initiatives and driving technical direction across multiple systems • Deep expertise in system design, including event-driven architectures, microservices, and high-availability systems • Hands-on engineering experience with code, services, and infrastructure • Strong technical decision-making in ambiguous situations • Experience mentoring senior engineers and raising engineering standards across teams • Experience with cloud platforms such as Azure or AWS • Experience with backend technologies like C#/.NET or similar • Experience evaluating and selecting AI tools, models, and workflows, including tradeoffs of cost, latency, accuracy, and safety • Ability to define metrics and measure AI adoption impact • Alignment with Zip’s core values • Visa sponsorship is not available for this position
• Flexible working culture • Incentive programs • Unlimited PTO • Generous paid parental leave • Leading family support policies • Company-sponsored 401k match • Learning and wellness subscription stipend • Beautiful Union Square office with a casual dress code • Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices available • Potential bonus and/or commission awards as part of total compensation
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