Mortgage Underwriter

🔥 0 minutes ago

🇨🇦 Canada – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

CMLS Financial

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 1974

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

CMLS Financial is a Canadian mortgage services company that provides a full range of commercial lending, residential real estate mortgage, institutional services, asset management and mortgage servicing solutions. With offices across Canada, it serves residential homeowners, commercial and multi-family borrowers, institutional investors and funding partners through advisory, capital markets, portfolio management, securitization and loan servicing. The firm emphasizes a “future-forward, people-focused” approach and operates mortgage funds, servicing platforms and broker affiliate programs.

📋 Description

• Review and analyze residential mortgage applications and supporting documentation, including credit, income, assets, and appraisals • Adjudicate applications within established lending authority limits • Identify and mitigate risks while ensuring compliance with regulatory and internal policies • Manage files from start to finish in a high-volume, performance-driven environment • Ensure applications are completed promptly and transactions close according to schedule • Act as a proactive partner to mortgage brokers and propose solutions • Quickly identify missing information and resolve complex situations • Maintain organized, complete, and compliant loan files • Identify efficiency improvements and support team members • Contribute to the continuous improvement of the mortgage customer journey

🎯 Requirements

• 3 to 5 years of experience in residential mortgage underwriting • Bilingual in French and English • Experience as an underwriter at a credit union, monoline lender, or similar institutional environment is an asset • Experience in A lending; experience in B lending or commercial lending is an asset • Ability to analyze residential mortgage applications and supporting documentation • Strong credit judgment • Ability to identify and mitigate risks • Ability to ensure compliance with regulatory and internal policies • Ability to effectively manage a pipeline in a high-volume environment • Ability to coach others and collaborate with various departments • Satisfactory background, criminal record, and reference checks

🏖️ Benefits

• Extended health insurance • Dental care • Vision care • 100% prescription drug coverage • Health and wellness account with a combined annual flexible fund of $1,500 • 4 weeks of vacation • 8 floating personal days • Group RRSP/DPSP plan with competitive employer matching contributions • Telemedicine services through Dialogue • Coverage for services provided by licensed practitioners • Supplemental maternity and parental leave benefits