Underwriting Help Desk

🔥 12 minutes ago

⚔️ Virginia – Remote

⚔️ Virginia – Remote

⏰ Full Time

🟢 Junior

🟡 Mid-level

💻 IT Support

Apply Now

Find Similar Remote Jobs

Receive Emails For Remote Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Atlantic Coast Mortgage

WebsiteLinkedInAll Job Openings

201 - 500 employees

💸 Finance

🏠 Real Estate

Finance • Real Estate

Atlantic Coast Mortgage is a mortgage lending company that offers a variety of home financing solutions, including purchase, refinance, and reverse mortgages. They provide resources and guidance for the mortgage process, from credit score management and homebuying checklists to mortgage calculators and educational materials. The company is dedicated to making the homebuying process simple and stress-free, with an emphasis on excellent communication and customer support. They also have a focus on social impact and giving back to the community. Atlantic Coast Mortgage operates under the trade name Nucasa Mortgage in some locations and has headquarters in Fairfax, Virginia.

📋 Description

• Act as the main point of contact for ACM’s bridge and construction loan products • Respond to scenario questions and review loan applications to ensure proper guideline alignment and structure • Research and respond to guideline inquiries, providing accurate and timely underwriting support • Assist loan officers and processors with loan eligibility, structuring, and guideline interpretation • Perform due diligence reviews of builders and construction-related documentation; clear underwriting conditions prior to closing and coordinate directly with builders as needed • Prepare construction files for loan modification to perm once construction is complete • Review and analyze complex income documentation, including personal and business tax returns, and perform calculations for qualifying income

🎯 Requirements

• Minimum of 2 years of mortgage underwriting or junior underwriting experience • Working knowledge of residential mortgage underwriting guidelines, documentation standards, and risk principles • Experience working with Encompass, Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor • Strong verbal and written communication skills with ability to interact professionally with loan officers, borrowers, builders, and internal teams • Exceptional attention to detail and strong organizational skills • Ability to manage multiple priorities and meet deadlines in a fast-paced environment • Experience with construction, bridge, or specialty lending products preferred but not required; training provided. • Knowledge of applicable federal and state mortgage lending regulations. • Experience reviewing income, assets, credit, and collateral documentation. • Demonstrated ability to quickly learn new products, systems, and guidelines.

🏖️ Benefits

• ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. • Apply now