Senior Credit Data Analyst

Job not on LinkedIn

🔥 7 minutes ago

🇧🇷 Brazil – Remote

⏰ Full Time

🟠 Senior

📉 Data Analyst

👻 Ghost score 15%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Analitica Tecnologia

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- employees

📋 Description

• Design, test, and refine credit policies (underwriting, credit limits, and cutoff rules), measuring the impact of each change on approval rates, risk, and business results • Build and maintain tracking for credit KPIs, including approval rate, vintage delinquency, FPD, over 30/60/90, roll rate, and loss • Investigate KPI deviations, identify root causes, and present clear recommendations to the business team • Monitor the performance of models and scores used in credit policy (KS, Gini, PSI) and identify when recalibration is needed • Structure A/B tests and champion/challenger testing for credit policies • Present analyses to managers and business teams, translating numbers into actionable decisions • Serve as a technical reference for junior analysts by reviewing code and analyses

🎯 Requirements

• Solid experience—typically 5 or more years—in credit data analysis within banking, fintech, retail, or telecommunications • Practical experience with credit policy, including proposing, implementing, and monitoring policy changes • Strong command of key credit risk indicators and vintage analysis • Advanced SQL and Python for data analysis (pandas, NumPy) • SAS • Strong statistical foundation • Ability to explain complex analyses clearly to non-technical audiences

🏖️ Benefits

• Cost-of-living allowance • Health insurance • Dental insurance • Meal voucher • Home office allowance • Gympass