Credit Analyst – Junior

🕒 July 8

🏢🏡 São Paulo – Hybrid

⏰ Full Time

🟢 Junior

🧐 Analyst

👻 Ghost score 26%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Dexco

WebsiteLinkedInAll Job Openings

10,000+ employees

🏭 Manufacturing

📦 Logistics

🏗️ Construction

Manufacturing • Logistics • Construction

Dexco is the largest house of brands in Brazil for construction, renovation, and decoration materials, owning well-known labels such as Deca, Portinari, Hydra, Duratex, Castelatto, Ceusa, and Durafloor. With over 70 years of history, the company designs, manufactures and sells a broad portfolio of products for bathrooms, kitchens, flooring and building materials, serving both end consumers and professional installers. Dexco is publicly traded, emphasizes ESG and responsible forest management, supplier management, and innovation to improve product sustainability and operational efficiency.

📋 Description

• Analyze and recommend credit proposals, including credit limit requests and renewals for corporate clients • Analyze financial statements, including balance sheets, income statements, and cash flow statements • Prepare credit recommendations for higher-level approval authorities • Manage the credit portfolio • Collaborate with the Commercial team to define credit limits, request documents and information from clients, and conduct visits and meetings • Manage the establishment and monitoring of collateral • Review processes and propose continuous improvements

🎯 Requirements

• Bachelor’s degree in Business Administration, Economics, Accounting, or a related field • Experience in credit analysis for corporate clients, particularly medium-sized and large companies • Analytical mindset, with the ability to analyze data, interpret indicators, and identify trends • Ability to handle complex problems and simplify solutions • Proficiency in Microsoft Office • Knowledge of SAP

🏖️ Benefits

• Health insurance for you and your dependents • Dental insurance for you and your dependents • Life insurance • Wellhub: access to gyms and physical, emotional, and nutritional wellness apps, including a free digital plan • Pharmacy benefit: prescription medications at special prices, with payroll deductions available • De Bem com a Mente: a program dedicated to mental health support and rehabilitation • Pronto Atendimento Pessoal: financial, psychological, legal, and social support • Gestar Juntos: support and guidance program for expectant employees and dependents • Childcare assistance for children up to 24 months old • Meal voucher or on-site cafeteria, plus a basic food basket, depending on the location • Transportation voucher or company shuttle, depending on the location • Profit Sharing and Results (PLR), based on company performance and individual targets • Private pension plan: the company contributes toward your future • Special loans through Fundação Itaúsa and payroll-deductible loans at preferential rates • UniDexco: online training and course platform • Dexco Partnership Club: discounts at nearly 700 partner businesses • Dexco Store: discounts on products from Dexco brands • Christmas card