Credit Analyst – Junior

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🕒 July 8

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Dexco

WebsiteLinkedInAll Job Openings

10,000+ employees

👥 B2C

🛒 Retail

🤝 B2B

B2C • Retail • B2B

Dexco is the largest house of brands in Brazil for construction, renovation, and decoration materials, owning well-known labels such as Deca, Portinari, Hydra, Duratex, Castelatto, Ceusa, and Durafloor. With over 70 years of history, the company designs, manufactures and sells a broad portfolio of products for bathrooms, kitchens, flooring and building materials, serving both end consumers and professional installers. Dexco is publicly traded, emphasizes ESG and responsible forest management, supplier management, and innovation to improve product sustainability and operational efficiency.

📋 Description

• Analyze and recommend credit proposals, including requests and renewals of credit lines for corporate clients; • Perform analysis of financial statements (Balance Sheet, Income Statement, and Cash Flow Statement); • Prepare credit recommendations for higher-level approval; • Manage the credit portfolio; • Liaise with the Commercial team to define credit limits, request documents and information from clients, and conduct visits and meetings; • Manage the process of establishing and controlling collateral and guarantees; • Review processes and propose continuous improvements.

🎯 Requirements

• Bachelor’s degree in Business Administration, Economics, Accounting, or related fields; • Experience in credit analysis for corporate clients (medium to large companies); • Analytical mindset with the ability to analyze data, interpret indicators, and identify trends; • Ability to handle complex problems and simplify solutions; • Proficiency in Microsoft Office; • Knowledge of SAP.

🏖️ Benefits

• Health insurance for you and your dependents; • Dental insurance for you and your dependents; • Life insurance; • Wellhub: access to gyms and wellness apps for physical, emotional, and nutritional wellbeing — including a free digital plan; • Pharmacy partnership: discounted medications with payroll deduction; • De Bem com a Mente: a mental health program offering support and rehabilitation; • Pronto Atendimento Pessoal: personal assistance offering financial, psychological, legal, and social support; • Gestar Juntos: support and guidance program for expectant mothers and their dependents; • Childcare assistance for children up to 24 months; • Meal allowance or company cafeteria and basic food basket (depending on the location); • Transportation voucher or company shuttle (depending on the location); • Profit Sharing (PLR) based on company results and individual targets; • Private pension plan: company contributions toward your retirement; • Special loans through Fundação Itaúsa and payroll-deductible loans with preferential rates; • UniDexco: online learning and training platform; • Dexco Partner Club: discounts from nearly 700 partners; • Dexco Store: discounts on products from Dexco brands; • Christmas bonus card.