Commercial Health Actuary

🕒 May 12

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Logo of Evry Health

Evry Health

51 - 200 employees

Founded 2017

⚕️ Healthcare Insurance

🤝 B2B

🧘 Wellness

Healthcare Insurance • B2B • Wellness

Evry Health is a modern, mobile-first health insurance company that provides fully insured employer health plans and personalized care teams. Built for midsize and larger employers (primarily in Texas), Evry offers no-copay, no-deductible plans, 24/7 virtual care, integrated wellness programs, and individualized support from nurses, nutritionists, and doctors to simplify costs and improve employee health. The company emphasizes a human, member-focused approach and digital tools (iOS/Android app) to deliver care and benefits.

📋 Description

• Evaluate and analyze health insurance applications to determine the risk they pose, helping to set premium rates that are both fair and competitive. • Interpret and analyze underlying claims experience to inform underwriting decisions and policy adjustments. • Work closely with sales teams to develop competitive insurance products and strategies, ensuring alignment with company goals and client needs. • Assist in the development of insurance policies or suggest changes to existing policies that balance the needs of market with the risk to the insurance company. • Stay updated with changes in legislation and regulations that may affect the product design and underwriting considerations. • Maintain accurate and detailed records of policies underwritten and decisions made, tracking concessions and experience. • Coordinate with brokers and agents to gather additional information or to explain underwriting decisions.

🎯 Requirements

• Education: Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field. • Credentials: Professional actuarial credentials (e.g., ASA, FSA) are required. • Experience: Minimum of 5 years of experience in commercial health insurance underwriting (not Medicare, Medicaid, or individual market/ACA plans). • Experience working with sales teams in competitive situations is highly desirable. • Strong analytical and decision-making skills • Excellent communication and interpersonal skills • Proficiency in statistical analysis and risk assessment • Ability to interpret complex data and make informed decisions • Familiarity with underwriting software and tools • Preferred: • Advanced actuarial credentials (e.g., ASA or FSA) • Experience with large group health insurance underwriting for fully insured business • Knowledge of current healthcare regulations and market trends

🏖️ Benefits

• Competitive salary • Comprehensive health, dental, and vision insurance • Retirement savings plan with company match • Professional development opportunities • Flexible work environment

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