Process Owner

🕒 August 7

🌐 Poland, Spain, +1 more countries – Remote

🇵🇱 Poland – Remote 🇪🇸 Spain – Remote 🇳🇱 Netherlands – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👻 Ghost score 32%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Finom

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

💳 Fintech

💸 Finance

🤝 B2B

Fintech • Finance • B2B

Finom is a fintech company offering comprehensive financial services for SMEs, freelancers, and companies. The platform provides tools for invoicing, expense management, and easy online account opening with added benefits like cashback and international IBAN accounts. Finom ensures data security through partnerships with banks like SolarisBank and Treezor, making it a fast and reliable service for business financial management.

📋 Description

• Own the operational side of Finom’s Target2 transition end to end • Set up, document, validate, and maintain Payment Operations processes for direct T2 participation • Own SCT Inst recalls, SCT/SCT Inst inquiries and investigations, SWIFT messages, ISO 20022 flows, incoming funds monitoring, rejects, returns, and refunds • Operate and maintain T2 GUI/dashboard access, CRDM reference data, TARGET access controls, authorization matrices, certificates, and segregation of duties • Manage the dual-route migration from indirect to direct participation • Own Payment Ops interfaces with reconciliation, liquidity monitoring, MCA, RTGS DCA, and TIPS DCA • Redesign incident detection and escalation processes and assess payment impact • Own DNB notifications, reporting, evidence retention, and the Payment Ops role in ECONS II contingency processes • Coordinate with the T2 scheme/Eurosystem, DNB, SWIFT/NSP, FIS, correspondent banks, Product, Engineering, Reconciliation, Compliance, Risk, and Finance Ops • Define automation versus manual operations and specify back-office development needs • Establish documented procedures, ownership, escalation/fallback processes, and UAT evidence • Deliver a successful migration with stable business-as-usual operations and no residual BNPP operational dependency

🎯 Requirements

• Minimum 3+ years of experience in payment operations at a bank, EMI, or PSP • Hands-on exposure to SEPA schemes, including SCT and SCT Inst • Hands-on exposure to TARGET Services, including T2/RTGS and TIPS, with direct connectivity • Practical knowledge of payment investigations, recalls, returns/refunds workflows • Working knowledge of SWIFT and ISO 20022 messaging, including MT199/MT999, pacs, camt, and pain • Experience operating T2 GUI, CRDM, reconciliation, and liquidity-monitoring tools, including U2A/A2A actions • Ability to design and document SOPs, four-eyes controls, authorization matrices, and audit-quality evidence • Experience liaising with regulators, scheme operators, SWIFT/NSP, service providers, correspondent banks, and cross-functional teams • Ability to independently own sign-offs, incident escalation, and regulatory reporting decisions • Familiarity with DNB/TARGET-NL conditions, the Instant Payments Regulation, and EMI/PSD2 operational obligations • Professional fluency in English, written and spoken • Prior direct TARGET/RTGS/TIPS onboarding or sponsor-bank-to-direct-participation migration experience is nice to have • Experience establishing incident management and ECONS II contingency processes is nice to have

🏖️ Benefits

• Resources and opportunities for continuous personal and professional development • Flexibility to travel and work remotely or in a hybrid model across Europe • Stock Options Program available to every team member • Constant support and care • Modern, friendly, and eco-conscious corporate culture • Work & Swim Program: one month in a corporate apartment in Cyprus • Equal opportunity employer and diversity commitment

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