
51 - 200 employees
Founded 2014
💳 Fintech
👥 B2C
🏦 Banking
Fintech • B2C • Banking
Juvo is fundamentally changing personal credit access for 80% of Brazilians and aims to expand this impact globally. By analyzing mobile user interactions, Juvo develops proprietary credit scores to provide fair financial services to individuals without formal credit histories. The company enables over 100,000 loans daily in Brazil, offering solutions like airtime lending and cash loans that utilize mobile devices as collateral. Juvo's innovative approach unlocks financial opportunities for the majority of the adult population lacking traditional credit access, leveraging mobile data to build predictive credit decisioning solutions.
🔥 0 minutes ago
🗣️🇧🇷🇵🇹 Portuguese Required
AWS
Cloud
Docker
Flutter
Grafana
JavaScript
Kubernetes
Next.js
Node.js
Postgres
Python
RabbitMQ
React
Redis
Terraform
TypeScript
.NET
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51 - 200 employees
Founded 2014
💳 Fintech
👥 B2C
🏦 Banking
Fintech • B2C • Banking
Juvo is fundamentally changing personal credit access for 80% of Brazilians and aims to expand this impact globally. By analyzing mobile user interactions, Juvo develops proprietary credit scores to provide fair financial services to individuals without formal credit histories. The company enables over 100,000 loans daily in Brazil, offering solutions like airtime lending and cash loans that utilize mobile devices as collateral. Juvo's innovative approach unlocks financial opportunities for the majority of the adult population lacking traditional credit access, leveraging mobile data to build predictive credit decisioning solutions.
• Define and evolve the architecture of Juvo’s D2C systems, including microservices, BFFs, integrations, and data • Design and evolve the AI agent platform, including orchestration, tools/MCP, memory/knowledge (RAG), multi-provider integrations, and channels • Ensure governance over model usage, including cost, quotas, per-customer/service identity, fallback mechanisms, and risk controls • Standardize technical decisions through patterns, contracts, ADRs, and documentation • Lead trade-off discussions with engineering, product, and security teams • Implement and evolve critical platform and AI components in .NET (C#), TypeScript/Node, and/or Python • Develop APIs, integrations, agents, connectors, tools, and automations • Orchestrate workflows • Ensure quality through testing, code reviews, CI/CD, and production readiness • Support teams in adopting standards, AI, and automation • Architect cloud-native solutions on AWS/Kubernetes using Docker/Helm and GitHub Actions • Integrate services through APIs, events/messaging, and data using PostgreSQL, Redis, RabbitMQ, and, where applicable, Snowflake
• Experience architecting and delivering distributed systems in production, preferably in fintech, credit, or technology • Strong knowledge of Clean Architecture, CQRS, DDD, and BFF-based orchestration • Ability to define boundaries and contracts between services • Hands-on experience with LLMs, agents, tools/MCP, RAG, and workflow orchestration (n8n or equivalent) • Strong focus on cost, security, and operating AI platforms in production • Strong hands-on experience with .NET (C#) and at least one of TypeScript/Node or Python • Experience with REST APIs, messaging, PostgreSQL, and CI/CD • Experience with AWS and containers/Kubernetes • Clear communication, ownership, and the ability to provide technical leadership without becoming a bottleneck • English proficiency • Bachelor’s degree • Nice to have: React/Next.js and collaboration with mobile teams (Flutter) • Nice to have: OpenTelemetry/Grafana/Sentry and Terraform • Nice to have: Advanced AI cost governance, security applied to agents/tools, and evaluations (evals/guardrails) • Nice to have: Cloud, architecture, or security certifications
• Medical insurance • Dental insurance • Childcare assistance • Life insurance • Meal voucher • 1 birthday day off • 2 wellness days • Food allowance • TotalPass
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