Credit Assistant

🕒 September 21

🇧🇷 Brazil – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

✨ Assistant

👻 Ghost score 25%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mellro

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2018

🏠 Real Estate

💳 Fintech

🤝 B2B

💰 $897.3k Angel Round - Mell.ro on 2024-07

Real Estate • Fintech • B2B

Mellro is a Brazilian rent payment guarantor that serves real estate agents and brokerages across Brazil. It simplifies the rental process with technology-enabled (and free) tools, guarantees on-time rental payments for landlords and agencies, and offers advances on receivables to ensure predictable cash flow.

📋 Description

• Conduct individual (consumer) credit analyses in accordance with predefined criteria, policies, and approval authority limits • Query credit bureaus and other sources of customer registration data • Escalate cases outside the assigned authority limits, involving inconsistencies, or requiring qualitative analysis to the Senior Credit Analyst • Review income verification documents • Verify the authenticity and consistency of the information provided • Flag discrepancies, incomplete data, or indications of fraud • Organize and prioritize the request queue according to the established SLA • Update analysis statuses in the system • Complete the closing case file and attach it to the system • Keep the analysis history organized and traceable • Contribute data to portfolio reports and performance indicators • Work collaboratively with the Senior Credit Analyst • Suggest improvements to analysis criteria, workflows, and policies

🎯 Requirements

• Previous experience in individual (consumer) credit analysis or related areas, such as customer service, collections, or financial operations • Basic knowledge of credit concepts, including credit scores, income commitment, and credit bureau restrictions • Familiarity with credit bureaus and CRM systems • Knowledge of document analysis and fraud prevention • Experience with scoring systems and automated decision engines • Degree in Business Administration, Economics, Accounting, or a related field • Experience in fintechs, banks, financial institutions, or rental guarantee companies • University degree, associate degree, technical degree, or vocational training • English and Portuguese proficiency

🏖️ Benefits

• Meal allowance • Day off • Home office allowance • Wellness platform • Training platform • Remote work • Bonus payment

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