Senior Property Large Loss Specialist

🕒 June 10

🏈 Ohio – Remote

🏈 Ohio – Remote

💵 $86.7k - $138.8k / year

⏰ Full Time

🟠 Senior

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Encova Insurance

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

💸 Finance

👥 B2C

Insurance • Finance • B2C

Encova Insurance is an insurance company dedicated to providing comprehensive insurance solutions for both personal and commercial needs. With decades of experience in the industry, Encova Insurance offers a wide range of products including home, auto, and workers' compensation insurance, while specializing in tailored commercial packages for complex businesses. They prioritize innovation and customer service, ensuring policyholders receive the support and coverage necessary for long-term success.

📋 Description

• Independently investigate, evaluate, estimate and process complex property claims in excess of $250,000+ across the claims organizations operating area. • Handle high-exposure or complex losses, ensuring quality customer service and accurate claims processes. • Mentor entry-level large loss specialists. • Independently handle primarily large ($250,000+) personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses. • Inspect and write large property estimates, including total losses, on both residential and commercial structures using estimating guides and estimating software. • Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk. • Comply with Encova’s claims organization policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms and reports, and negotiation and settlement of claims. • Participate in catastrophe claims handling throughout the entire footprint, requiring overnight travel or extended stays upon request. • Mentor, develop and provide guidance to entry-level large loss specialists. • Regular travel to loss locations, often with little notice, is required for this position. Visit and communicate with agents affected by the catastrophic loss or event and keep agents appraised of the loss developments and reserving activity. Attend seminars, conferences or workshops to continue education. Perform other duties as assigned.

🎯 Requirements

• Bachelor’s degree or equivalent experience in insurance, construction, risk management, or related field is strongly preferred. • 7 years of property claims handling experience including large and/or complex claims. • Must have demonstrated excellent claims negotiation, communication and investigation skills. • Excellent time management and organizational skills. • Proven understanding of complex policy language and ability to apply investigative techniques. • Must meet established guidelines for quality and productivity. • Ability to work independently, recognize and resolve problems and make decisions. • Continuing education is strongly preferred and may be obtained in part or in full through: Industry seminars or workshops; Vale National Estimating Academy; IIA - Associate in Claim designation; and/or CPCU. • Must either be licensed or willing and able to obtain a license in all operating states. • Must have extensive knowledge of all personal and commercial lines policies and coverages written by Encova. • Expert knowledge of building reconstruction is required. • Must have extensive knowledge and proven skill with using all property estimating software used by Encova. • Ability to travel as needed.

🏖️ Benefits

• Health, Dental & Vision Insurance • Company-provided life and income protection plans • Eligibility to participate in a company incentive bonus program • 401(k) Retirement Plan - 100% company match up to 7% on annual salary • Paid Time Off, Paid Holidays, and Floating Holidays • Flexible Work Arrangements - Hybrid and remote depending on the role