Junior Product Manager

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🕒 2 days ago

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Logo of Pipe

Pipe

51 - 200 employees

Founded 2020

☁️ SaaS

💸 Finance

💳 Fintech

SaaS • Finance • Fintech

Pipe is a company specializing in embedded financial solutions. They offer customer-friendly financial tools integrated into the software that businesses use daily, providing streamlined access to capital through their platform. Pipe's solutions include embedded capital and branded business card offerings, allowing businesses to offer seamless financial services to their customers. They work with partners across various industries, including vertical SaaS and payments platforms, to deliver these advanced financial solutions. Pipe aims to drive growth by simplifying the complexities of financial products, enabling their partners to focus on customer needs.

📋 Description

• Own the end-to-end product lifecycle for merchant capital UX, partner-facing APIs, and the servicing and money movement flows underneath them. • Develop and maintain a prioritized roadmap tied to specific conversion, adoption, money movement, and margin outcomes. • Partner directly with engineering on API and rails design; webhook patterns, idempotency, reconciliation, failure handling, partner sandbox experience, and the operational realities of working with payment providers. You should have opinions here, not just relay them. • Run user and partner research: talk to merchants, sit with partner engineering teams, watch real usage. • Write specs tight enough that engineering can build from them and product reviews can challenge them. Define, monitor, and analyze metrics yourself; pulling your own SQL when you need to. • Drive cross-functional alignment across Engineering, Design, Risk, Legal, Marketing, Capital Markets and Partner Success.

🎯 Requirements

• 2-4 years of product management experience, ideally in fintech, embedded finance, or developer-facing platforms. Strong candidates from adjacent backgrounds (engineering, credit, partnerships) who’ve transitioned into PM are also welcome. • You can read API docs critically and have shipped products where the API was the product, or close to it. • Exposure to money movement is a strong plus; ACH, card rails, split payouts, reconciliation, or direct work with providers • SQL fluency. You pull your own data; you don’t wait for a dashboard. • Comfort using AI tools (Cursor, Claude, similar) to prototype, draft, and unblock yourself rather than waiting on others’ bandwidth. • Curiosity about credit; underwriting, repayment mechanics, loss dynamics. You don’t need to be a risk expert, but you should want to become fluent. • Strong written communication. We make a lot of decisions asynchronously and the quality of your writing will shape the quality of those decisions. • Track record of shipping things that moved real metrics, not just shipped.

🏖️ Benefits

• The best equipment to help you do your job • Flexible vacation and work hours - we believe in a healthy work-life balance (really!) • Excellent health, dental, and vision insurance • Generous parental leave for anyone growing their family, regardless of gender • Great colleagues - we value a culture of authenticity, humility, and excellence

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