Senior Product Manager

🔥 8 minutes ago

🌐 Ukraine, Poland – Remote

🇺🇦 Ukraine – Remote 🇵🇱 Poland – Remote

💵 $7k - $9k / month

⏰ Full Time

🟠 Senior

✅ Product Manager

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Settle

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2019

💳 Fintech

☁️ SaaS

🤝 B2B

Fintech • SaaS • B2B

Settle is a fintech-enabled SaaS platform that combines procurement, accounts payable automation and embedded working capital to help ecommerce and CPG brands manage purchasing, pay vendors, finance inventory and track true landed costs without giving up equity. Founded in 2019, Settle provides PO-to-payment workflows, invoice/PO/receipt matching, approval workflows, SKU-level landed cost calculations, integrations with Shopify, QuickBooks Online, NetSuite (and others), and offers flexible financing from roughly $20K–$15M. The company has processed billions in payments and provided over $3B in funding to brands since 2019, serving startups and scale-ups with a free entry plan and paid tiers for advanced procurement, support and cash-flow forecasting.

📋 Description

• Own a product area end to end, including strategy, roadmap, specifications, shipping, and post-launch metrics • Launch new financing products and open new markets, partnering with Credit and Capital Markets on pricing, risk, and facility eligibility • Improve lending economics through loan sales, prefunding, and banking relationships • Build and optimize bill pay, invoicing, payment workflows, APIs, and integrations moving hundreds of millions of dollars monthly • Speak with customers weekly, including brands, finance teams, and vendors • Write specifications for money-movement and ledger-adjacent systems • Define KPIs and instrument them with the Data team • Manage stakeholders across credit risk, capital, legal, sales, and operations while delivering on time • Lead a dedicated engineering pod and work with US-based stakeholders

🎯 Requirements

• 5+ years of product management experience with senior-level ownership and accountability for outcomes • Experience at a product company with decision-making autonomy • Lending or credit product experience strongly preferred, including loan origination, servicing, underwriting, ledgers, or loan tapes • Fintech or payments experience preferred as an alternative domain • Demonstrated mastery of complex systems with significant multi-stakeholder constraints if lacking lending, credit, fintech, or payments experience • Comfort operating independently without a CPO • Strong written and spoken English • Approximately 3–4 hours of daily overlap with US Eastern Time • Data-driven mindset • Basic SQL skills • Based in Lviv or elsewhere in Ukraine; strong Eastern-Europe candidates, such as Poland, also considered • Nice to have: two-sided product experience • Nice to have: AR/AP, invoicing, or ERP-adjacent domain knowledge • Nice to have: prior work with or for a US company and experience as a remote senior owner on a US-centric team • Nice to have: experience with credit risk teams, capital facilities, or regulated products

🏖️ Benefits

• Bonus • Equity • Benefits • Fully remote work • Dedicated engineering pod • Direct access to the founders and credit team • Genuine autonomy • Real scope and ownership • Opportunity to work on zero-to-one financing products, capital-markets economics, and core financial workflows