Product Manager

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🕒 3 days ago

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Zapay

WebsiteLinkedInAll Job Openings

51 - 200 employees

💳 Fintech

👥 B2C

Fintech • B2C

Zapay is a Brazilian fintech that helps vehicle owners consult and pay their vehicle-related debts by license plate. It offers a free online and mobile app that aggregates débito from 27 state DETRANs and other authorities, enabling users to view IPVA, licensing, fines and Dívida Ativa in a single screen and to pay or parcel those debts (up to 12x) via credit card, PIX or boleto. Zapay is accredited with national traffic authorities (DETRAN, DENATRAN, SENATRAN), issues CRLV digital in supported states, and provides both online and in-person payment channels and customer support.

📋 Description

• Scale Roadmap Management: Define and prioritize the backlog focused on growth, conversion and retention across the product portfolio. • Partnership Management (Partnership PM): Work directly with external partners to ensure the best technical and commercial offering for users. • Funnel Optimization: Conduct in-depth analysis of acquisition and onboarding funnels, identify friction points and implement continuous improvements through A/B testing. • Ecosystem Integration: Orchestrate the delivery of these services within the Gringo, Zapay and Sem Parar apps, ensuring a consistent and seamless brand experience. • Business Vision & P&L: Monitor product financial health metrics (take-rate, CAC, delinquency, churn) and report results to executive leadership. • Cross-functional Leadership: Influence engineering, design, legal, compliance and operations teams to enable complex and regulated products. • Actively manage area demands, taking responsibility for planning, execution and monitoring the impact of deliveries. • Participate in decision-making, contributing analyses, data and critical insight. • Collaborate with other teams and stakeholders, sharing information, learnings and context. • Constantly seek simpler, more efficient and sustainable ways to solve problems. • Contribute to the evolution of team and business processes, practices and outcomes.

🎯 Requirements

• Proven Experience: Preferable background as a Product Manager on Credit (Lending), Insurtech or Fintech products. • Third-party Integration Experience: Previous experience integrating products via partner APIs and managing technical/commercial SLAs. • Analytical Mindset: Proficiency with data tools (SQL, Looker, Tableau or Mixpanel) to support decisions and prioritization using frameworks like RICE or MoSCoW. • Growth Focus: Experience with cross-selling and up-selling tactics in large-scale user bases. • Executive Communication: Ability to articulate complex visions simply for varied stakeholders, from technical teams to C-level executives. • Regulatory Knowledge: Familiarity with BACEN and SUSEP regulations is a strong plus. • Strong analytical and problem-solving skills. • Ownership and accountability for deliverables. • Openness to feedback and continuous learning.

🏖️ Benefits

• Private Health Insurance (SulAmérica) • Dental Insurance (Bradesco) • Wellhub (formerly Gympass) – coverage extendable to up to 3 dependents • 24/7 Telemedicine – online video consultations available every day of the week • Waived SEM PARAR monthly fee – for 1 vehicle on the Tag Imparável plan • Meal Allowance or Food Voucher – choose the best option for you: • VA for supermarket purchases • VR for everyday restaurant use • Birthday day off (employee and company anniversary) • Program and support for expectant mothers and extended paternity leave • Life Insurance • Childcare Allowance • Support allowance for dependents with disabilities