Senior Manager, Credit Risk

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🤠 Texas – Remote

🤠 Texas – Remote

💵 $128k - $210k / year

⏰ Full Time

🟠 Senior

👔 Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 4%

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Airwallex

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2015

💳 Fintech

💸 Finance

Fintech • Finance • Payments

Airwallex is a fintech company that provides leading technology solutions to manage global payments, treasury, and financial operations for businesses. It offers a comprehensive suite of financial services including business accounts, spend management tools, payment solutions, and embedded finance components to build custom financial products. Airwallex's platform supports multi-currency transactions, interbank FX rates, and global transfers, aiming to simplify financial operations and unlock growth opportunities for over 150,000 businesses worldwide. The company is committed to providing safe, reliable, and compliant financial services with a strong technological infrastructure.

📋 Description

• Lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk • Set guardrails supporting responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities • Own the global risk framework, risk appetite, limits, governance, and portfolio oversight across products and legal entities • Provide independent challenge to first-line decisions and trusted advice to senior leaders • Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, credit assessments, limit-setting methodologies, exception processes, and mitigation strategies • Establish and monitor second-line controls for FX and counterparty exposures, including pre-funding, settlement, customer activity, treasury flows, banking partners, payment partners, merchants, and customers • Lead proactive monitoring of portfolio trends and early-warning indicators • Support risk committee decisions and material approvals • Represent Credit Risk in regulatory examinations, audits, and banking-partner reviews

🎯 Requirements

• 10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment • Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization • Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications • Demonstrated experience managing risk across multiple product lines, such as merchant acquiring, commercial or charge cards, B2B lending, payment processing, FX, treasury, settlement, or banking-partner activities • Practical experience overseeing FX and counterparty risk, including exposure measurement, concentration risk, limits, settlement risk, prefunding, collateral or other mitigants, and escalation governance • Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives, commercial leaders, product and operations teams, banking partners, auditors, and regulators • Advanced degree such as an MBA or Master's in Finance, Economics, Risk Management, or a related field (preferred) • Professional certification such as FRM, PRM, CFA, or an equivalent qualification (preferred) • Experience with automated decisioning engines, credit scoring models, portfolio analytics, or alternative data used in underwriting and monitoring (preferred) • Familiarity with IFRS 9, expected credit loss methodologies, stress testing, or other relevant prudential and accounting frameworks (preferred) • Strong data literacy and familiarity with SQL, Python, or similar tools used to analyze portfolio, exposure, and loss trends (preferred) • Experience working in a regulated payments fintech, digital bank, or financial institution with multiple licenses and banking partnerships (preferred) • Comfort operating in a high-growth environment with evolving priorities and a bias for practical, scalable execution (preferred)

🏖️ Benefits

• Equity • Bonus eligibility • Medical insurance • Dental insurance • Vision insurance • 401(k) plan • Short-term disability • Long-term disability • Basic life insurance • Well-being benefits • 20 paid days of vacation for US-based employees • 12 paid days of company holidays for US-based employees • Statutory minimum paid annual leave and public holidays

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