Mortgage Wholesale Account Representative

🔥 14 hours ago

🏄 California – Remote

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⏰ Full Time

🟢 Junior

🟡 Mid-level

💰 Account Manager

🚫👨‍🎓 No degree required

🦅 H1B Visa Sponsor

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👻 Ghost score 10%

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Logo of Ameris Bank

Ameris Bank

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

💰 $5.6M Post-IPO Equity - Ameris Bank on 2018-01

Insurance • Consulting • Logistics

Ameris Bank is a regional financial institution serving consumers, small businesses, and commercial clients across the Southeast and Mid-Atlantic. It offers retail banking products (checking, savings, CDs, IRAs), mortgages and home lending programs, personal and business loans and lines of credit, commercial lending and treasury services, merchant services, and wealth/insurance solutions, along with digital banking, mobile apps, fraud prevention, and online account opening. Ameris operates full-service branches in several Southeastern states and mortgage-only locations across additional Mid-Atlantic states.

📋 Description

• Generate new business for the company through direct sales activities • Engage weekly with Mortgage Brokers, Independent Mortgage Bankers, Banks and Credit Unions • Develop leads from referral sources and cultivate new accounts • Provide training on State and Federal regulations, products, credit policy, lock policy, technology interfaces, loan uploads, investor delivery and pipeline fallout management • Develop market analysis to identify market size and commonly offered loan products • Identify prospects by geographic location, product usage and volume potential • Categorize prospects into Tier 1, Tier 2 or Tier 3 based on origination potential • Establish and execute a weekly client call program • Conduct targeted client calls and communicate the bank’s value proposition and product information • Ensure Third Party Originators complete loan applications in compliance with company policies and regulations • Train Third Party Originators to collect required borrower information • Work with Customer Service Representatives to support additional information and processing needs • Practice ethical sales behaviors and act in the customer’s best interest • Perform other projects and duties as assigned

🎯 Requirements

• Minimum of 2 years of mortgage industry related experience required • High school diploma or GED required • Knowledgeable in all aspects of mortgage transactions, particularly preliminary and final disclosures, application, submission, appraiser selection, approval, closing and investor delivery processes • Ability to perform a Market Analysis and cultivate clients • Strong written and oral communication skills • Strong computer skills; familiar with Microsoft Excel and Word • Ability to present material in a professional manner • Ability to multi-task • Strong organizational and time management skills • Detail oriented • Compliance with company policies and procedures and State and Federal regulations • Bachelor’s degree preferred

🏖️ Benefits

• Medical, Dental and Vision Insurance • Life Insurance provided at no additional cost to employees • Accidental Death & Dismemberment Coverage • Long-Term Disability Coverage • Paid Sick and Vacation Leave • 11 Holidays • Volunteer/Service Day • Employee Stock Purchase Plan • 401(k) Retirement Plan • Ameris Bank matches 50% of your first 8% of contributions to the plan • Flexible Spending Accounts • Health Savings Account • Health Reimbursement Arrangement • Supplemental Life & Other Insurance Plans • Identity Theft Protection • Pet Insurance • Legal Insurance • Employee Assistance Program • Employee Advocacy Program • Tickets at Work (Entertainment discounts for Ameris Bank Employees) • AT&T Employee Discount • Wellness Discounts for Medical Premiums and Other Rewards • Employee Referral Incentive • Education Assistance • Employee Resource Groups • Free Interest Checking • Free Safe Deposit Box • Free Money Orders, Travelers’ Checks and Cashier Checks • Discount on Mortgage Origination Fee • Free Online Banking and Free Unlimited Online Bill Payment • Employee Banking Perks

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