Loan Underwriting Specialist I

🔥 5 hours ago

⚔️ Virginia – Remote

⚔️ Virginia – Remote

💵 $47k - $79.9k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Atlantic Union Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1902

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Atlantic Union Bank is a financial institution based in Virginia, offering a comprehensive suite of banking services including checking accounts, savings accounts, personal and business loans, credit cards, and wealth management solutions. With roots tracing back to 1902, the bank is committed to providing fair financial solutions and honest advice, aiming to create opportunities for families and business owners within the community. Through both online and physical branches, Atlantic Union Bank strives to enhance the banking experience for its customers and supports local initiatives.

📋 Description

• Evaluate and approve or deny loan applications according to business unit standards in a timely manner • Gather information necessary to make sound loan decisions • Analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness • Review and validate appraisal reports for accuracy and adherence to established guidelines • Determine risk levels and approval recommendations • Apply underwriting standards consistently • Identify and mitigate potential risks • Maintain strong documentation practices • Respond to internal and external customer inquiries • Partner with lending, operations, and risk teams to support timely and high-quality credit decisions • Perform other duties as necessary to support department and business unit goals and objectives

🎯 Requirements

• Typically requires little to no prior experience or advanced education • May require obtaining and/or maintaining NMLS registration • Ability to analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness • Ability to review and validate appraisal reports for accuracy and adherence to established guidelines • Ability to determine risk levels and approval recommendations • Ability to apply underwriting standards consistently • Ability to identify and mitigate potential risks • Strong documentation practices • Ability to partner with lending, operations, and risk teams • Must work in compliance with internal policies, investor requirements, and regulatory standards

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability coverage • Paid time off • Retirement savings through a 401(k) plan • Wellness resources • Incentive compensation, bonuses, or other variable compensation may be available for certain positions, subject to applicable plans and performance criteria