Business Development Officer

Job not on LinkedIn

🔥 13 hours ago

🐊 Florida, North Carolina, +3 more states – Remote

🐊 Florida – Remote 🌲 North Carolina – Remote 🏈 Ohio – Remote 🌴 South Carolina – Remote 🎸 Tennessee – Remote

⏰ Full Time

🟠 Senior

🔴 Lead

💰 Business Development (BDR)

👻 Ghost score 12%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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HomeTrust Bank

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 1926

🏦 Banking

💸 Finance

Banking • Finance

HomeTrust Bank is a regional commercial bank headquartered in Asheville, North Carolina that provides a full range of personal and business banking services. Its offerings include checking and savings accounts, CDs and IRAs, mortgages for purchase and refinance (including government-backed and jumbo loans), home equity and personal loans, business and commercial lending, treasury and merchant services, wealth management and investment services, and digital banking features like online and mobile banking, mobile deposits, Zelle, and mobile wallet integration. The bank serves retail customers, small businesses and commercial clients with both branch and digital channels and emphasizes local community engagement and financial education.

📋 Description

• Source a government-guaranteed loan pipeline • Structure lending opportunities and price loans according to bank guidelines and fee/premium strategy • Provide initial credit analysis for lending activities • Process SBA/USDA forms • Originate SBA real estate and non-real-estate loan products and USDA Business and Industry Program loan products • Represent the bank externally as the SBA and USDA Financing subject matter expert • Take initial applications through decisioning, closing, and funding • Develop customer relationships and identify appropriate loan, deposit, and banking products • Refer non-SBA/USDA opportunities to appropriate bank partners • Analyze prospective clients’ financial statements and counsel clients on credit or qualification concerns • Collect financial and other documentation for processing, underwriting, and closing SBA loans • Initiate business contacts and promote bank products and services • Develop and maintain a government-guaranteed loan pipeline • Counsel customers on SBA/USDA financing needs and processes • Review loan applications and evaluate customer financial status, credit, and property against program requirements • Identify Commercial Lending, Treasury Management, and Retail leads and referrals • Work with the Portfolio Manager to collect outstanding financial, insurance, and documentation items for guarantee preservation and maintenance • Maintain confidentiality and security of sensitive information

🎯 Requirements

• Bachelor’s degree in business, finance, or related field • 8+ years of relevant experience, including SBA lending experience • Recent experience originating SBA loans with an SBA preferred lender • Must be bondable • Technically savvy and comfortable with various computer systems and online/mobile banking options • Ability to understand and use bank loan policies and procedures • Familiarity with federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws • Knowledge of credit analysis functions and related requirements and procedures • Ability to solve complex problems while adhering to prudent credit management practices, credit policies, regulations, and bank goals • Proficient knowledge of the SBA SOP and loan programs • Ability to use the bank’s policies and procedures in accordance with the SBA SOP • Highly effective verbal, written communication, and presentation skills • Ability to work independently with strong initiative and results orientation • Proficient in Microsoft Office products • Preferred: Credit experience • Ability to perform physical activities including reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking, and hearing • Ability to exchange accurate information with others • Close vision, distance vision, and ability to adjust focus

🏖️ Benefits

• Equal employment opportunity workplace • Reasonable accommodation of qualified applicants and employees • Diversity and inclusion promoted in every aspect of the business • Equal employment opportunity and affirmative action protections • No discrimination based on protected characteristics