Vice President, Underwriting

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🔴 Lead

👔 Vice President

👻 Ghost score 10%

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MotivHealth

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2015

🛡️ Insurance

🏥 Healthcare

💳 Fintech

Insurance • Healthcare • Fintech

MotivHealth is an innovative insurance company that focuses on creatively solving the high cost of healthcare. They aim to empower their members to become motivated healthcare consumers by providing a suite of integrated cost-saving solutions. Their offerings include SmartPay programs for price comparison in healthcare services and RX Assistance to reduce pharmacy costs. MotivHealth specializes in HSA-Qualified Health Plans and strives to help members grow their health savings and lower premiums, which leads to better health outcomes. Their unique approach significantly reduces annual premium increases when employers adopt smarter health plans.

📋 Description

• Develop and execute enterprise underwriting strategy aligned with company growth and profitability goals • Establish underwriting guidelines, risk tolerance frameworks, and pricing methodologies • Partner with Executive Leadership to drive sustainable revenue growth while maintaining disciplined risk selection • Provide strategic insights into market trends, regulatory changes, and competitive positioning • Ensure underwriting profitability and loss ratio performance across all lines of business • Oversee pricing integrity for fully insured and self-funded medical plans, stop-loss, ancillary, and specialty products • Monitor underwriting KPIs including hit ratios, margin performance, risk scoring accuracy, and renewal outcomes • Collaborate with Actuarial and Finance on rate setting, forecasting, and risk pool analysis • Lead, mentor, and scale underwriting teams across new business, renewals, large group, and small group • Optimize underwriting workflows, automation tools, and data analytics capabilities • Drive process improvement initiatives to enhance efficiency, accuracy, and turnaround times • Ensure consistent underwriting practices across regions and teams • Ensure compliance with federal and state regulations including ACA, ERISA, HIPAA, and applicable DOI requirements • Maintain audit-ready documentation and governance practices • Partner with Legal and Compliance to assess regulatory impacts on underwriting strategy • Serve as a strategic partner to Sales and Account Management to balance growth and risk discipline • Collaborate with Claims leadership to analyze utilization trends and emerging risk patterns • Support broker and consultant relationships when needed for large or complex cases

🎯 Requirements

• Deep knowledge of self-funded and fully insured health plan underwriting • Strong understanding of stop-loss, level-funded, and ancillary products • Demonstrated experience managing underwriting P&L responsibility • Knowledge of federal and state healthcare regulations • Proven ability to build and lead high-performing teams

🏖️ Benefits

• 5% annual bonus based on company profitability • Affordable health, vision, and dental insurance for you and your family • Company contributes up to $2,300 to Health Savings Account annually • Wellness program that contributes additional money towards your HSA • Automatic 3% contribution into retirement plan • Career development and growth opportunities • Flexible Time Off & 10 paid holidays per year