Staff Full Stack Engineer, Lending

Job not on LinkedIn

🕒 September 13, 2025

🇺🇸 United States – Remote

💵 $180k - $260k / year

⏰ Full Time

🔴 Lead

🧑‍💻 Full-stack Engineer

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ONE

WebsiteLinkedInAll Job Openings

201 - 500 employees

💳 Fintech

Fintech

ONE is a financial technology company that focuses on providing innovative banking services through a mobile application. Although not a traditional bank, ONE offers various banking services in partnership with Coastal Community Bank. The company's offerings include cash back rewards, credit building tools, early direct deposit options, and high-yield savings accounts. ONE also features a digital wallet for shopping benefits, especially at Walmart. With an emphasis on user-friendly online banking, ONE aims to help customers take control of their credit, manage their finances, and earn rewards without the typical fees associated with traditional banks.

📋 Description

• Lead the design and delivery of high-impact, technically complex projects that power the lending platform at scale • Provide technical leadership and clear, impactful communication to cross-functional stakeholders • Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market • Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences • Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability

🎯 Requirements

• Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services • Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks • Experience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domains • Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction • Experience mentoring engineers and fostering best practices in architecture, code quality, and scalability • Drive and proactivity; builder and executor • Authorization to work lawfully in the United States (applicant asked if authorized) • LinkedIn profile (required in application form)

🏖️ Benefits

• Competitive base salary • Stock options • Health benefits from Day 1 • 401(k) plan with company match • Remote-friendly (US) • Flexible time off (FTO) • Opportunities for growth • A high-growth, mission-driven, inclusive culture where your work has real impact