Financial Crimes Quality Assurance Analyst

🕒 June 2

🌵 Arizona, Kentucky, +4 more states – Remote

🌵 Arizona – Remote 🐎 Kentucky – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🗿 South Dakota – Remote 🎸 Tennessee – Remote

💵 $43k - $70k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🔧 QA Engineer (Quality Assurance)

👻 Ghost score 39%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Execute the quality assurance program for Second Line of Defense Financial Crimes activities across BSA/AML, Sanctions, and Fraud • Perform detailed QA reviews of 2LoD casework, memos, and decisions for accuracy, completeness, risk-based judgment, and regulatory alignment • Evaluate the quality of 2LoD oversight, including issue identification, escalation, and resolution • Identify inconsistencies in decision-making and gaps in challenge or governance • Conduct horizontal reviews to identify systemic weaknesses, ineffective challenge, missed escalations, and policy-interpretation inconsistencies • Develop insights into emerging risks and control blind spots • Assist with QA methodologies, test scripts, defect taxonomies, and scoring frameworks for 2LoD activities • Distinguish 1LoD execution errors from 2LoD oversight deficiencies • Document findings, root causes, impacts, and severity ratings • Track and validate remediation of Compliance issues • Provide independent challenge within the 2LoD function • Support regulatory examinations by demonstrating the effectiveness and rigor of 2LoD oversight and QA practices • Enhance QA through standardized oversight practices, improved documentation and governance protocols, and data analytics

🎯 Requirements

• Bachelor’s degree in Finance, Business, Risk Management, or related field • 3–7+ years of experience in Financial Crimes (AML, Sanctions, Fraud) • Direct experience in 2LoD Compliance / Financial Crimes oversight or Quality Assurance / Testing of Financial Crimes functions • Strong knowledge of BSA/AML and sanctions regulatory expectations • Strong knowledge of 2LoD roles and responsibilities within a three lines of defense model • Strong knowledge of financial crime risk management frameworks and governance practices • Experience reviewing complex financial crime cases and providing oversight or challenge • Strong analytical and judgment skills • Strong sense of independence and professional skepticism • Ability to assess quality of judgment and oversight, not just execution • Excellent written and verbal communication skills • Ability to influence and challenge peers within Compliance • Attention to detail with a focus on consistency and governance • Strong organizational and problem-solving skills

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package for eligible employees