Credit Specialist

Job not on LinkedIn

🔥 3 minutes ago

🇺🇸 United States – Remote

💵 $55k - $65k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Ryder System, Inc.

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1933

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Ryder System, Inc. is a leading provider of supply chain, transportation, and fleet management solutions in North America. The company offers an extensive range of services, including logistics, e-commerce fulfillment, last-mile delivery, leasing and maintenance of commercial vehicles, and used truck sales. With a focus on optimizing supply chains and enhancing operational efficiencies, Ryder combines technology and data analytics to provide customized solutions for various industries such as automotive, consumer packaged goods, and healthcare. Ryder is committed to providing a seamless end-to-end experience for its customers, from warehousing and distribution to transportation and delivery.

📋 Description

• Analyze creditworthiness and risk for Ryder's Rental, National Rental, and Freight Management Group customers • Provide value-added analysis, recommendations, and process improvements • Provide credit and business recommendations to local management to support sales revenue growth while mitigating risk • Work with Rental, National Rental, and FMG sales groups on credit requests for new customers and increased credit lines • Assist lease analysts with preliminary credit reviews for assignees and assignors • Obtain Ryder documentation, including TLSA, nfusion information, and Ryder history • Review credit reports, Ryder and company history, and financial statements • Evaluate customer credit deterioration and re-evaluate desired exposure and proper credit lines • Develop action plans to reduce rentals when needed • Communicate with stop loss, collections, sales, and operations regarding problem or high-risk accounts • Verify critical customer documentation and security, including ACH amendments, cash deposits, ILOCs, and guarantees • Review the Credit Hold Mailbox daily to ensure proper information is provided • Assist with ad hoc departmental tasks and perform other assigned duties

🎯 Requirements

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience • Two (2) years or more experience in commercial credit • Two (2) years or more experience in financial statement analysis preferred • Ability to analyze and interpret financial data • Ability to complete spreads, analyze trends, and assess credit risks • Ability to manage work queues, emails, and calls from multiple sources • Strong verbal and written communication skills • Ability to work independently and as a member of a team • Ability to render responsible credit decisions • Ability to assess situations, gather information, identify key issues, and structure deals to minimize risk and grow sales • Excellent judgment and decision-making skills • Detail-oriented with excellent follow-up practices • Intermediate knowledge of Microsoft Office products, including Excel, Word, PowerPoint, and Access • Intermediate knowledge of credit software and credit scoring systems such as Cortera or Equifax • Willingness to travel 1–10%

🏖️ Benefits

• Medical insurance • Prescription coverage • Dental insurance • Vision insurance • Life insurance • Disability insurance • Paid time off for vacation, illness, bereavement, family and parental leave • Tax-advantaged 401(k) retirement savings plan • Annual bonus, commission, and/or long-term incentive plan eligibility may apply • Remote work arrangement