General Liability Adjuster

🔥 14 minutes ago

🌵 Arizona – Remote

🌵 Arizona – Remote

💵 $88k - $120k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Sedgwick

WebsiteLinkedInAll Job Openings

10,000+ employees

🏗️ Construction

💼 Consulting

🏥 Healthcare

Construction • Consulting • Healthcare

Sedgwick is a global provider of technology-enabled risk, benefits, and integrated business solutions. They help people and organizations by managing and mitigating risk with solutions in accident, health, disability, unemployment compensation, and liability claims administration, among others. Sedgwick offers services such as claims administration, building consulting, forensic accounting, and forensic engineering. Their specialties include property restoration, brand protection, and loss prevention across several industries, including agriculture, construction, and environmental sectors. The company emphasizes diversity, equity, and inclusion (DEI) as well as environmental, social, and governance (ESG) practices.

📋 Description

• Independently investigate and manage a full caseload of CGL claims, including but not limited to premises liability, slip and fall, product liability, construction defect and construction-related losses, and contractual liability exposures. • Drive timely claim resolution through proactive file management, strategic planning, and adherence to best practices in diary management and documentation. • Analyze complex policy language, including insuring agreements, endorsements, exclusions (e.g., ongoing/completed operations, additional insured provisions), and limits to determine coverage applicability. • Draft clear, defensible coverage position letters, including reservation of rights and denial letters, consistent with jurisdictional requirements and client expectations. • Conduct comprehensive liability investigations, including: Review and analysis of incident reports, contracts, lease agreements, and indemnification provisions Identification and application of contractual risk transfer provisions Obtaining and evaluating recorded statements, expert opinions, photographs, and surveillance Evaluate injury severity, medical treatment, and long-term exposure, including review of medical records, bills, and independent medical evaluations (IMEs) where applicable. • Establish, maintain, and adjust reserves in accordance with claim developments and severity exposure. • Manage litigated files, including the retention and direction of defense counsel. • Provide strategic oversight on litigation plans, budgets, pleadings, discovery, and dispositive motions. • Negotiate settlements within delegated authority while balancing cost containment and risk exposure. • Identify, evaluate, and pursue risk transfer opportunities, including: Additional insured tenders Contractual indemnity provisions Subrogation potential Coordinate with coverage counsel, carriers, and third parties to maximize recovery and proper allocation of liability. • Maintain proactive, professional communication with insureds, claimants, brokers, clients, and internal stakeholders. • Maintain thorough, accurate, and timely file documentation to support claim decisions and audit readiness.

🎯 Requirements

• Bachelor’s degree or equivalent work experience. • Adjuster licensing as required by jurisdiction(s) handled. • Minimum of 5+ years of commercial general liability claims handling experience required; experience with litigated and construction-related claims strongly preferred. • Strong understanding of CGL coverage, policy interpretation, and jurisdictional differences. • Experience managing litigated claims and working with defense counsel. • Knowledge of construction defect, additional insured coverage, and risk transfer strategies. • Ability to assess liability, damages, and exposure in complex loss scenarios. • Strong negotiation and settlement skills. • Excellent written and verbal communication, including drafting coverage correspondence and client reports. • Proficiency in claims systems and Microsoft Office applications. • Demonstrated organization, attention to detail, and time management. • Ability to work both independently and collaboratively in a fast-paced, team-driven environment. • Proven ability to meet or exceed performance, quality, and compliance metrics.

🏖️ Benefits

• medical • dental • vision • 401k and matching • PTO • disability and life insurance • employee assistance • flexible spending or health savings account • other additional voluntary benefits