Field Sales Loan Originator

🔥 0 minutes ago

🐊 Florida – Remote

🐊 Florida – Remote

💵 $20 / hour

⏰ Full Time

🟢 Junior

🏙️ Outside Sales

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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U.S. Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

🏦 Banking

💸 Finance

🛡️ Insurance

💰 $55M Post IPO debt on 2023-10

Banking • Finance • Insurance

U. S. Bank is a large, diversified commercial bank and financial services company. It operates retail and branch banking, corporate and commercial banking, lending and credit underwriting, wealth management, investment and asset management, and offers insurance and other financial products. The company serves consumer and business customers through physical branches, digital and contact-center channels, and maintains a multinational presence (locations in the United States, Canada, Europe and India). It is a Member FDIC institution and emphasizes customer-focused services, inclusion, and career development.

📋 Description

• Originate mortgage loans in an assigned market • Take applications and submit loan applications to processing and underwriting for approval • Follow up to ensure documents required for processing, underwriting, and closing are secured promptly from appropriate sources • Make and solicit loan sales and conduct sales-related activities away from U.S. Bank locations • Spend at least 50% of time conducting activities away from U.S. Bank locations

🎯 Requirements

• High school diploma or equivalent • Typically at least one year of mortgage, sales, real estate, or banking experience • Ability to travel • National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z • Required NMLS registration process includes a criminal background and credit check • Well-developed sales ability • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors • Basic knowledge of local, state and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements • Ability to work independently • Ability to analyze financial information • Effective verbal and written communication skills • Established referral base within assigned market preferred

🏖️ Benefits

• Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability • Pregnancy disability and parental leave • 401(k) and employer-funded retirement plan • Paid vacation (from two to five weeks depending on salary grade and tenure) • Up to 11 paid holiday opportunities • Adoption assistance • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law • Incentive and recognition programs • Equity stock purchase • 401(k) contribution and pension