Business Development Officer – Commercial Finance

🕒 February 10

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Logo of Commerce Bank

Commerce Bank

1001 - 5000 employees

💰 Post-IPO Equity on 2014-06

At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions and guidance. It’s what we’ve done for more than 150 years.

📋 Description

• Directly solicit companies with revenues between $50MM and $2 Billion for general industry equipment finance and leasing opportunities in the assigned territory. • Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new equipment business • Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention • Review and analyze portfolios to reduce risk and enhance profitability • Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyze industry/credit risk • Facilitate the resolution of customer problems and engage product experts • Participate in community and business functions/groups to establish referral contacts within the marketplace • Ensure compliance with all bank policies, procedures, regulations, and laws • Perform other duties as assigned

🎯 Requirements

• Bachelor’s degree in Finance or equivalent combination of education and experience required • 5+ years of sales experience in the banking/financial services industry required • Sales experience in Commercial Banking, Treasury, Merchant, or related products would be highly applicable experience for this role. • Knowledge of loan and lease equipment products • Knowledge of commercial products, credit policies and procedures and terminology • Well-developed sales and negotiation skills • Credit analysis skills • Ability to structure credit requests • Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities • Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values • Advance proficiency with Microsoft Word, Excel, and Outlook.

🏖️ Benefits

• employer sponsored health, dental, and vision insurance • 401(k) • life insurance • paid vacation • paid personal time • career development • education assistance • voluntary supplemental benefits

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