Senior Counsel, Product

🕒 May 19

🏄 California – Remote

🏄 California – Remote

💵 $190k - $265k / year

⏰ Full Time

🟠 Senior

🧑‍⚖️ General Counsel

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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EarnIn

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2013

💳 Fintech

☁️ SaaS

👥 B2C

💰 $125M Series C on 2018-12

Fintech • SaaS • B2C

EarnIn is a financial technology company that offers innovative solutions for accessing your earnings faster without the need for high fees or credit checks. The company provides services such as Cash Out, where users can transfer up to $150/day or $750/pay period to a linked bank account, and Early Pay, which allows users to receive their paycheck up to two days early. Balance Shield helps avoid overdraft fees with real-time notifications and optional auto-transfers, while Credit Monitoring offers free access to users' Vantage Score 3. 0 by Experian. Additionally, the Tip Yourself feature encourages savings with each paycheck. EarnIn operates on a model that relies on optional tips instead of mandatory fees, helping users manage their finances with ease and security. Banking services are provided in conjunction with Evolve Bank & Trust, Member FDIC.

📋 Description

• Serve as a senior member of the Legal team and the lead product lawyer for payroll and job applicant-related products and features • Advise cross-functional partners on legal and regulatory issues related to payroll servicing, from early product design through launch and ongoing operations, including: • Wage and hour compliance (federal, state, and local) • Payroll processing, pay frequency, and final pay requirements • Employee classification and related risk • Payroll tax withholding, reporting, and funds flow • Deductions, garnishments, and employer obligations • Provide legal guidance on payments and money movement in the payroll context, including ACH, prefunding, settlement timing, and relationships with banks and payment processors • Develop, share, and operationalize best practices for working with payroll vendors, payment processors, sponsor banks, and other financial partners • Partner with product teams across the company to proactively identify regulatory risk, “look around corners,” and develop compliant, scalable solutions aligned with the product roadmap • Support state and federal regulatory examinations, audits, and inquiries, including explaining payroll product design and operational controls to regulators and independent auditors • Assist with litigation and pre-litigation matters, including in-house employment matters, regulatory enforcement actions, and vendor or client disputes • Contribute to the development and delivery of training for business teams on payroll-related laws, regulations, and best practices • Collaborate with compliance, risk, and operations teams to enhance internal controls and governance frameworks • Perform other duties as assigned

🎯 Requirements

• 7+ years of relevant legal experience, including significant experience supporting payroll servicing businesses, workforce platforms, or fintech products involving wages or payments • Juris Doctor degree and an active U.S. law license in good standing • Deep knowledge of employment and wage-and-hour laws, including FLSA and state equivalents • Strong understanding of payroll tax, withholding, and reporting obligations • Ability to provide clear, practical, and actionable advice to non-lawyers in fast-paced settings • Strong judgment and comfort navigating ambiguity and evolving regulatory landscapes • Demonstrated ability to manage multiple priorities with minimal supervision • Collaborative, solutions-oriented mindset with the confidence to operate independently • Demonstrated proficiency with AI tools and technologies (including generative AI), or a strong willingness and ability to quickly learn and incorporate AI into legal workflows and product counseling.