Business Analyst – Credit Products

🕒 July 17

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GFT Technologies

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1987

💼 Consulting

🛡️ Insurance

🔒 Cybersecurity

Consulting • Insurance • Cybersecurity

GFT Technologies is a leading technology and digital transformation company that specializes in providing advanced solutions for consent management and data privacy compliance. Their flagship product, Cookiebot, enables businesses to automate user consent collection efficiently, ensuring adherence to complex privacy regulations such as GDPR and CCPA. GFT's solutions facilitate seamless integration into existing digital infrastructures, helping over 600,000 customers globally manage user data transparently and securely.

📋 Description

• Develop, validate and approve calculation rules for credit products related to credit cards. • Define calculations for revolving credit, statement installment plans, balance financing, refinancing and renegotiation. • Ensure correct application of interest, fees, CET (Total Effective Cost), amortization and composition of outstanding balance. • Perform financial impact analyses and simulations for new products or regulatory changes. • Support technology squads in specifying and validating business rules.

🎯 Requirements

• Bachelor’s degree in Economics, Engineering, Mathematics, Statistics or related fields. • Solid experience in credit products, preferably credit cards. • Advanced knowledge of financial mathematics. • Proficiency in compound interest calculations, present value, future value, rate equivalence and cash flow analysis. • In-depth knowledge of amortization systems, especially: Price Table (French amortization), SAC (Constant Amortization System) and mixed amortization systems. • Experience with calculations for: revolving credit, statement installment plans, purchase installments, refinancing, CET (Total Effective Cost), IOF (Brazilian financial transaction tax) and other financial charges. • Advanced Excel for financial modeling and simulations.

🏖️ Benefits

• Multi-benefits card – you choose how and where to use it. • Study scholarships for Undergraduate, Postgraduate, MBA and language courses. • Incentive programs for professional certifications. • Flexible working hours. • Competitive salaries. • Annual performance review with a structured career plan. • Opportunity for international career development. • Wellhub and TotalPass. • Private pension plan. • Childcare allowance. • Health insurance. • Dental insurance. • Life insurance.