Senior Associate – Credit Evaluator

🔥 6 minutes ago

🇮🇳 India – Remote

⏰ Full Time

🟠 Senior

✨ Associate

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mashreq

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1967

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Mashreq is a leading financial institution based in the UAE, offering a wide range of banking services including personal, corporate, and investment banking. The bank focuses on providing innovative financial solutions to its customers and has a strong digital banking presence.

📋 Description

• Analyze and process credit proposals and applications for MashreqBank’s retail Lending Products, including Badr Products, for approval or escalation to Credit Supervisors within the stipulated TAT • Analyze eligibility as per policy, bank statements, past data in Flexcube, Prime, and other applicable systems through IRIS/MWS • Measure, evaluate, and suggest improvements to team productivity • Undertake assigned projects to increase unit productivity and enhance retail lending product and credit policy • Participate in trainings, process improvement initiatives, and system changes • Identify exceptions relating to eligibility, pricing, CPV, system information capture, and collateral compliance • Communicate deficiencies and policy violations to the Team Leader/Assistant Manager • Categorize cases as Declined, Rejected, or for Deviation Approval when checks fail • Meet daily productivity targets and committed turnaround times • Exercise first-line controls to book quality applications and report document anomalies to the Fraud Prevention Unit • Participate in quality-unit training and testing • Assist with on-the-job training of new team members • Maintain team motivation and collaboration • Identify anomalies and recommend changes to the Credit Policy and Product Manual • Recommend improvements to operational procedures and risk areas

🎯 Requirements

• Graduate with > 3 years work experience in Credit Management environment • Excellent analytical skills • Sound interpersonal skills • Sound knowledge in MS office tools for report purposes • Good PC skills • Ability to problem solving and work independently • Should be customer focused and achievement oriented