Senior Card Schemes Efficiency Analyst

Job not on LinkedIn

🕒 June 12

🏢🏡 São Paulo – Hybrid

⏰ Full Time

🟠 Senior

🧐 Analyst

🗣️🇧🇷🇵🇹 Portuguese Required

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Logo of PagBank

PagBank

WebsiteLinkedIn

5001 - 10000 employees

Founded 2006

💳 Fintech

🏦 Banking

🤝 B2B

Fintech • Banking • B2B

PagBank is a Brazilian fintech and digital banking platform that offers payment processing and merchant services, including POS card machines (maquininhas), mobile payment solutions, and online payment links. It provides digital accounts for consumers and businesses (Conta Digital and Conta PJ), debit and credit cards, investments (CDB, funds), insurance and payroll solutions, and financing/anticipation products via partner banks. PagBank also supplies business management tools (billing, reconciliation, TEF/PlugPag), developer integrations for online sales, and customer support and partner programs.

📋 Description

• Manage and analyze card scheme fee costs, ensuring visibility and control over expenses. • Identify variances (MoM and YoY) and generate insights to optimize costs. • Perform financial reconciliation of card scheme costs, ensuring adherence to internal controls (SOX). • Calculate and operationalize pass-throughs of operational costs (penalties, chargebacks, etc.). • Prepare and send monthly and quarterly reports to card schemes (acquirer and issuer perspectives). • Participate in strategic projects, such as mapping and structuring transactional fee rules.

🎯 Requirements

• Bachelor's degree. • Experience in financial controls, reconciliation and cost analysis. • Knowledge of the payments industry (card schemes, acquiring and/or issuing). • Experience with internal controls (SOX) or regulated environments. • Advanced Excel and familiarity with data analysis tools (BI is a plus). • Fluent English.

🏖️ Benefits

• Meal allowance and/or meal voucher. • Health and dental insurance. • Life insurance. • Partnerships with TotalPass and ZenKlub. • Extended maternity and paternity leave. • Childcare assistance. • Up to 50% discounts on postgraduate and MBA programs from leading institutions such as FIA, FAAP and PUCRS. • No dress code: wear what makes you comfortable. • #TáDeParabéns: Day off on your birthday. • Baby Gift: present for newborns.

Apply Now

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