
201 - 500 employees
Founded 2010
💼 Consulting
📦 Logistics
📣 Marketing
💰 $10M Debt Financing on 2022-07
Consulting • Logistics • Marketing
RecargaPay is a leading all-in-one payment platform in Brazil, dedicated to providing easy and secure access to mobile payments and digital financial services for everyone. The platform enables users to pay bills, recharge transportation and mobile phones, purchase gift cards, and make Pix transactions with credit cards. RecargaPay offers a comprehensive range of financial services, including cashback rewards, small loans, and a digital wallet with daily interest accrual. Additionally, they provide services to businesses, such as free business accounts, payment processing, and marketing solutions. With a focus on accessibility and innovation, RecargaPay strives to change how payments are made in Brazil.
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201 - 500 employees
Founded 2010
💼 Consulting
📦 Logistics
📣 Marketing
💰 $10M Debt Financing on 2022-07
Consulting • Logistics • Marketing
RecargaPay is a leading all-in-one payment platform in Brazil, dedicated to providing easy and secure access to mobile payments and digital financial services for everyone. The platform enables users to pay bills, recharge transportation and mobile phones, purchase gift cards, and make Pix transactions with credit cards. RecargaPay offers a comprehensive range of financial services, including cashback rewards, small loans, and a digital wallet with daily interest accrual. Additionally, they provide services to businesses, such as free business accounts, payment processing, and marketing solutions. With a focus on accessibility and innovation, RecargaPay strives to change how payments are made in Brazil.
• Lead the architecture of real-time fraud-decisioning services that score transactions, logins, and account changes within sub-second SLAs. • Own the fraud rules engine, including rule versioning, shadow/canary rollouts, and analyst testing tools. • Partner with Data Science to productionize fraud-detection models through low-latency feature pipelines and serving infrastructure. • Design Kafka event-driven pipelines for transaction, device, and behavioral signals with ordering, idempotency, and exactly-once guarantees where required. • Build audit trail and explainability layers for fraud decisions to support regulators, card networks, and dispute teams. • Mentor engineers and champion coding, system design, and incident-response best practices. • Solve high-scope, complex, ambiguous technical problems involving financial exposure. • Promote AI-assisted engineering practices using code generation, automated refactoring, and technical documentation tools.
• Academic background oriented toward computer science, engineering, or software development disciplines. • Track record of success in hands-on backend engineering roles, developing with Java, Spring Boot, PostgreSQL, Kafka, and AWS. • Experience designing or operating real-time decisioning, scoring, or rules-engine systems under strict latency budgets. • Hands-on experience with fraud, risk, or trust & safety systems — e.g. transaction scoring, device fingerprinting, velocity/anomaly detection, or chargeback and dispute pipelines. • Solid understanding of event-driven architectures and streaming data (Kafka), including ordering, idempotency, and exactly-once semantics. • Knowledge of relational database systems, Object-Oriented Programming, and Domain-Driven Design; familiarity with microservice architecture is a plus. • Ability to translate compliance and audit requirements (e.g. BACEN, LGPD, PCI-DSS) into resilient, explainable system design. • Experience conducting code reviews, driving knowledge sharing, and promoting collaborative development practices. • Proven ability to design complex distributed applications built for high performance, throughput, scalability, and reliability. • Practical experience applying AI frameworks in development projects. • Experience in Python is a plus. • Strategic thinking and problem-solving, with a proactive approach to closing technical and process gaps before they turn into losses. • High degree of autonomy and accountability, capable of leading technical decisions with minimal supervision, even under financial and regulatory pressure. • Proven mentorship capabilities, fostering the growth of junior and mid-level engineers. • Strong communication skills, able to explain fraud-engineering trade-offs to both technical peers and Risk/Compliance stakeholders. • Comfortable navigating ambiguity. • Demonstrated influence in shaping engineering practices and elevating team-wide technical standards. • Alignment with company values: ownership, excellence, adaptability, and innovation.
• Competitive and market-aligned salary. • Remote work — wherever you are, you’re part of the team! • Home office allowance through a monthly deposit in the RecargaPay app. • Health and dental plans with no co-pay. • Life insurance. • Flexible meal allowance (via Flash). • TotalPass membership to take care of your health.
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