Mid-level Credit Analyst

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🕒 June 12

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Sicredi

WebsiteLinkedInAll Job Openings

10,000+ employees

🏦 Banking

💸 Finance

Banking • Finance • Cooperative

Sicredi is a cooperative financial institution based in Brazil that offers a wide range of financial services, including personal and business banking, investments, insurance, and credit solutions. With over 9 million members, Sicredi emphasizes community development by reinvesting resources locally and providing personalized services to its clients. The institution operates more than 2,800 branches nationwide, focusing on a humanized approach to finance and supporting the agribusiness sector alongside individuals and businesses.

📋 Description

• Perform credit analyses and issue technical opinions to support credit approval decisions within the cooperatives; • Stay up to date on procedures and legislation related to credit assessment and credit granting; • Stay informed about credit policies and maintain a critical perspective to propose improvements; • Understand the business; • Respond to cooperatives' requests; • Provide support and work collaboratively with the team.

🎯 Requirements

• Degree in Business Administration and/or Accounting; • Experience in credit analysis; • Knowledge of credit legislation and credit operations; • Knowledge of financial products; • Knowledge of financial statement analysis and cash flow analysis; • Knowledge of market analysis; • Communication skills and ability to present ideas; • Proactive attitude and ability to work in a team.

🏖️ Benefits

• Fixed 14th and 15th salaries; • Profit-sharing / results participation (depending on seniority); • Health and dental plans with no co-payment; • Well-being programs through Wellhub (formerly Gympass), including nutrition, psychology, occupational health, massage, running groups, and access to a local gym; • Meal and food allowance (VA/VR) — flexible percentage allocation between cards, with no co-payment; • Extended maternity and paternity leave; • Childcare or nanny subsidy for children up to 6 years and 11 months; • Assistance for children with disabilities, with no age limit; • Life insurance; • Private pension plan up to 8% of salary; • Training platform — Sicredi Aprende, offering various courses; • 40-hour workweek — using a time bank system; • Remote work allowance (except for positions that are 100% on-site).