Senior Product Manager, Fraud & Risk

Job not on LinkedIn

🔥 1 minute ago

🇮🇳 India – Remote

⏰ Full Time

🟠 Senior

✅ Product Manager

👻 Ghost score 11%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Tala

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2011

💳 Fintech

🤖 Artificial Intelligence

👥 B2C

Fintech • Artificial Intelligence • B2C

Tala is a fintech company that aims to break down financial barriers for individuals across Kenya, Mexico, the Philippines, and India through its innovative money app. The company provides a suite of financial services, including credit, payments, savings, and transfers, to empower their customers. Leveraging advanced artificial intelligence and machine learning technologies, Tala offers personalized financial experiences and creates digital financial identities for users who have been underserved by traditional finance institutions. With a focus on real-time money management, Tala's app simplifies access to instant credit and other financial services for millions, enhancing users' economic power and quality of life.

📋 Description

• Define and own Tala’s multi-year product strategy and roadmap for fraud prevention, customer authentication, identity, and related risk capabilities • Identify opportunities to improve fraud prevention across signup, login, account management, and other high-risk customer actions • Balance fraud prevention with customer experience by reducing fraud losses and false positives while minimizing unnecessary friction • Translate complex fraud patterns, emerging attack vectors, and business needs into clear product strategies and priorities • Partner with Data Science and Analytics to define model objectives, evaluate model and feature performance, and improve detection • Determine appropriate fraud decision thresholds and rules based on data and business objectives • Establish and monitor metrics including fraud loss rates, detection accuracy, false-positive rates, customer conversion, and authentication success • Improve data and infrastructure needed for effective fraud decisions • Collaborate on fraud detection models, rules, feature infrastructure, and decisioning systems • Translate ambiguous fraud and authentication problems into clear product requirements • Lead cross-functional engineers and partners to deliver the roadmap • Prioritize initiatives based on customer impact, fraud exposure, business value, technical complexity, and data • Improve the scalability and reliability of Tala’s fraud and authentication infrastructure • Drive initiatives from strategy and discovery through launch, measurement, and iteration • Investigate fraud incidents and emerging fraud patterns and turn lessons into proactive product and system improvements • Build partnerships across Product, Engineering, Data Science, Analytics, Lending, Finance, Customer Care, Marketing, and Legal • Communicate complex fraud and risk concepts to technical and non-technical stakeholders • Manage external vendors and technology partners supporting fraud, authentication, identity, or risk capabilities • Create alignment across distributed global teams and drive decisions amid incomplete or ambiguous information

🎯 Requirements

• 5+ years of Product Management experience, with experience owning complex technical products or platforms • Proven experience building or managing products related to fraud, risk, authentication, identity, KYC, account security, payments, lending, or financial crime • Experience partnering closely with Engineering and Data Science to build fraud detection, risk decisioning, authentication, or identity solutions • Experience using data and metrics to make product decisions and measure outcomes • Experience managing fraud incidents, emerging fraud patterns, or other high-impact risk events • Ability to translate complex and ambiguous problems into clear product requirements and actionable roadmaps • Experience managing external vendors or technology partners • Strong cross-functional leadership and communication skills • Comfort operating in a fast-paced, distributed, and highly collaborative environment

🏖️ Benefits

• Full-time employment • Remote-first approach • Access to office hubs in Santa Monica, Nairobi, Mexico City, Manila, and Bangalore