Senior Software Engineer, Credit Cycle

🕒 July 20

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Visa

WebsiteLinkedInAll Job Openings

10,000+ employees

💳 Fintech

💸 Finance

🏦 Banking

💰 Post IPO equity on 2016-10

Fintech • Finance • Banking

Visa is a global payments technology company that connects consumers, merchants, financial institutions and governments to enable electronic payments and commerce. It operates a worldwide card network for credit, debit and prepaid payments and provides payment processing, security and fraud-mitigation services, data analytics and value-added products for both consumers and businesses. Visa invests in next-generation payment solutions (including AI-driven commerce), supports financial inclusion initiatives through the Visa Foundation, and offers consumer card benefits and merchant services.

📋 Description

• Develop and maintain scalable, reliable, and secure services primarily using Java, deployed on AWS. • Own the delivery of clean, efficient, testable, and well‑documented code aligned with the squad’s technical strategy and business goals. • Actively participate in all stages of the software development lifecycle, including technical planning, system design, implementation, testing, deployment, and production support. • Design and implement scalable microservices architectures, evaluating trade‑offs related to performance, reliability, and maintainability. • Write and maintain robust automated tests (unit, integration, performance, and end‑to‑end) to ensure system quality and resilience. • Provision, evolve, and maintain cloud infrastructure using Terraform, following Infrastructure as Code best practices. • Monitor application health and performance using logs, metrics, alerts, and tracing, proactively identifying and resolving issues in distributed systems. • Participate in code reviews, providing thoughtful feedback focused on code quality, architecture, and cross‑domain impact. • Collaborate closely with product managers and cross‑functional partners to translate business requirements into effective technical solutions. • Contribute to architectural and technical discussions, supporting continuous improvement, scalability, and long‑term platform evolution. • Ensure system stability and reliability, supporting incident response and operational excellence practices. • Stay up to date with emerging technologies and best practices, contributing insights to squad‑level and collective‑level discussions. • Be recognized for delivering high‑quality, impactful technical solutions within the team.

🎯 Requirements

• 2+ years of relevant work experience and a Bachelor's degree, OR 5+ years of relevant work experience • 5+ years of experience as a Software Engineer working in production environments. • Strong experience with Java. • Advanced Git usage, including resolving complex version control and collaboration scenarios. • Solid experience designing and operating microservices architectures in cloud environments. • Proven ability to debug and troubleshoot issues in distributed systems. • Strong testing expertise, including unit, integration, performance, and end‑to‑end testing. • Experience designing and documenting APIs using tools such as Swagger/OpenAPI, flow diagrams, and technical documentation to support DEVEX and external consumers. • Proficiency with AWS services such as SQS, SNS, DynamoDB, S3, and EventBridge, building event‑driven and cloud‑native solutions. • Experience with Infrastructure as Code and deployment pipelines using tools such as Terraform, ArgoCD, Jenkins, Codefresh, or similar. • Advanced usage of Docker and Kubernetes in production environments. • Strong knowledge of relational databases and data modeling, with familiarity in non‑relational data strategies. • Understanding of CI/CD pipelines, GitOps practices, and observability concepts including monitoring, logging, tracing, and alerting. • Ability to actively contribute to technical decision‑making related to scalability, reliability, performance, and system evolution.

🏖️ Benefits

• Health insurance • Retirement plans • Paid time off • Flexible work arrangements • Professional development