Staff Software Engineer

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $204k - $290k / year

⏰ Full Time

🔴 Lead

🧑‍💻 Full-stack Engineer

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Affirm

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

📋 Description

• Set technical direction and own the medium-to-long-term technical strategy for the bank’s cloud infrastructure, data platform, core banking configuration, CI/CD, networking, and Bank–Affirm Inc. integration. • Personally design, build, integrate, and operate ambiguous, high-stakes systems end-to-end, including incident response, monitoring, failure domains, and runbooks. • Establish code review, design review, documentation, architecture, and engineering standards for a small team. • Use AI tools and agentic workflows for development, design review, runbook generation, and operations. • Lead evaluation, integration, operations, escalation, and audit oversight of third-party banking, data, identity, observability, and card-processing platforms. • Define domain boundaries, data flows, and integration patterns between the bank and Affirm Inc. • Partner with Legal, Compliance, Risk, BSA/AML, Finance, and Internal Audit to build examination- and audit-ready systems. • Own reliability, observability, alerting, runbooks, incident response, disaster recovery, and standalone operational readiness. • Communicate technical strategy and tradeoffs to executives, the Bank Board, Compliance, Risk, Finance, examiners, and engineers across Affirm. • Mentor engineers, provide feedback, contribute to hiring, and help grow the team and engineering bar.

🎯 Requirements

• 8+ years of software engineering experience • Staff-level, hands-on builder credentials and experience owning ambiguous, high-stakes systems end-to-end through launch and operations • Ability to own ambiguity, make prioritization decisions, take ownership, and balance speed with engineering judgment • Fluency with AI-assisted development tools including Claude, Cursor, Codex, and agentic workflows • Experience building a small, lean engineering culture emphasizing buy over build, default-deny security, and standalone operability • Track record of defining architecture and multi-quarter technical strategy and leading execution across engineers and teams • Deep systems thinking across public cloud infrastructure; AWS preferred • Experience with infrastructure-as-code, particularly Terraform • Experience with cloud data platforms such as Snowflake or comparable platforms • Experience in banking, payments, securities, healthcare, or another externally examined regulated environment, including examiner-facing documentation and decisions • Experience selecting, integrating, and operating significant third-party platforms after launch • Ability to serve as the technical face to executives, boards, Compliance, Risk, Finance, and examiners • Exceptional written and verbal communication • Nice-to-have: bank or fintech experience, de novo bank launch or greenfield regulated platform experience, bank core/card processor integrations, greenfield cloud organization setup, and familiarity with FDIC, GLBA/Reg P, BSA/AML, Reg E, Reg DD, Reg Z, model risk, and third-party risk management

🏖️ Benefits

• Monthly stipends for health, wellness and tech spending • 100% employer-subsidized medical coverage, dental and vision for employees and dependents • Flexible spending wallets for technology, food, lifestyle, and family formation • Competitive vacation and holiday schedules • Employee Stock Purchase Plan (ESPP), enabling employees to buy Affirm shares at a discount • Reasonable accommodations during the hiring process