Mortgage Representative – Inside Sales

🔥 0 minutes ago

🏈 Alabama – Remote

🏈 Alabama – Remote

💵 $22 - $37 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

⬇️ Inside Sales

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M&T Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1856

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

M&T Bank is a leading regional financial institution that provides a wide range of banking services to personal, business, and commercial clients. Known for its customer satisfaction in mobile banking, M&T Bank offers products and services such as checking accounts, credit cards, mortgages, personal loans, and insurance. Additionally, it provides financial planning through Wilmington Advisors @ M&T. The bank is committed to community engagement, supporting local businesses, multicultural banking, and volunteerism. With a focus on cybersecurity and digital banking solutions, M&T Bank serves its clientele through comprehensive online and mobile services.

📋 Description

• Receive referrals from realtors, builders, branches and/or developers with pre-established relationships with M&T • Follow up on potential customers via telephone, fax, and email • Sell inbound customers on using M&T Mortgage for mortgage financing • Answer initial questions and explain M&T products • Pre-qualify customers • Originate mortgages and coordinate settlements • Begin mortgage applications in person or over the phone and send packages to customers for completion • Enter completed applications into the system • Obtain and analyze financial and credit data to determine whether loans are acceptable risks • Collect closing conditions and order appraisals • Coordinate draw schedules and schedule closings • Negotiate loan terms and conditions with mortgagors • Provide timely and complete feedback to referral sources regarding lead disposition • Keep informed of changing rules and regulations • Work under general supervision and interact with customers, builders, manufacturers, and realtors • Establish and maintain federal registration requirements under the SAFE Act

🎯 Requirements

• Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience • Alternatively, a combined minimum of 4 years higher education and/or work experience, including a minimum of 2 years mortgage originator and/or customer service experience, in lieu of a degree • Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act • General PC knowledge and departmental software • Organizational skills • Sales ability • Mathematical skills • Ability to interact with all levels in a professional manner • Customer service skills • Knowledge of products and government regulations

🏖️ Benefits

• Medical benefits • Retirement benefits • Forty hours of paid volunteer time each year