Account Executive II, Structured Finance

🕒 August 18

🇺🇸 United States – Remote

💵 $72k - $120k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧑‍💼 Account Executive

👻 Ghost score 12%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Manage all aspects of an assigned Structured Finance portfolio to meet corporate, SBA, and USDA risk management, profitability, and regulatory compliance standards • Maintain current knowledge of clients’ financial condition, management performance, and industry trends, taking timely action to minimize losses • Review and process loan advances for pre-development, development, construction, and revolving credit facilities • Coordinate with third-party vendors, clients, and internal teams to ensure accurate, compliant, and timely disbursements • Conduct ongoing credit assessments and monitor account performance • Identify emerging portfolio risks and opportunities by reviewing financial statements, covenant compliance, and production reports • Build and maintain relationships with clients, vendors, manufacturers, and internal partners • Oversee problem loans and workout credits, developing action plans with credit and risk teams • Coordinate with auditors, regulatory agencies, and SBA/USDA representatives during audits and reviews • Prepare and present quarterly and annual portfolio reviews, findings, trends, and risk assessments to credit and executive leadership • Structure and underwrite changes to existing deals for management • Perform other duties as assigned

🎯 Requirements

• Bachelor's degree or equivalent education and work experience • 3+ years relevant experience • Customer service skills • Verbal and written communication skills • Collaboration skills • Financial acumen • Familiarity with government guaranteed lending programs, including SBA (7a), USDA B&I, REAP, and BIA

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package for eligible employees • Remote work arrangement