Senior Java Developer

Job not on LinkedIn

🕒 September 23

🇬🇧 United Kingdom – Remote

⏰ Full Time

🟠 Senior

🔙 Backend Engineer

👻 Ghost score 30%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Peratera

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2021

💳 Fintech

🤝 B2B

🔌 API

Fintech • B2B • API

Peratera is a UK-based electronic money institution (EMI) that provides multi-currency business accounts and cross-border payments for companies. It offers accounts in GBP, EUR, USD and 12+ other currencies, fast onboarding (accounts can be activated the same day once documents are provided), and transfers to 160+ countries using networks such as SWIFT, SEPA and Faster Payments. Peratera is FCA-authorised, safeguards client funds with regulated partner banks, provides competitive and transparent FX, and exposes a simple API to integrate payments, reporting and cashflow automation. Its product and marketing focus is on digital businesses including e-commerce, marketplaces, travel, import/export and freelance platforms, with features aimed at high-value transfers, transparent pricing, and secure authentication.

📋 Description

• Design and develop high-load, distributed backend services for financial operations • Work on core payment flows, callbacks, reconciliation, and transaction lifecycle management • Participate in architecture discussions and contribute to system design decisions • Implement observability across services, including logging, metrics, and distributed tracing • Improve system reliability, fault tolerance, and overall platform resilience • Drive code quality, testing strategy, and engineering best practices across the team • Contribute to the platform's evolution toward AI-assisted and data-driven capabilities • Collaborate closely with Product, DevOps, and Architecture teams

🎯 Requirements

• 6+ years of strong, production Java experience • Deep expertise in the Spring Boot ecosystem • Solid understanding of distributed systems and microservices architecture • Experience building high-load or financial systems, including payments, banking, or fintech • Strong REST API design skills • Hands-on experience with messaging systems • Solid SQL skills; PostgreSQL experience preferred • Familiarity with cloud environments, CI/CD pipelines, and observability tooling • Comfortable working asynchronously in a distributed, international team • Clean Code mindset, including SOLID principles, maintainability, and genuine ownership • Exposure to Open Banking or regulated payments environments preferred • Experience with Camunda or other workflow orchestration engines preferred • Understanding of PCI DSS compliance requirements preferred • Experience with event-driven or event-sourcing architectures preferred • Interest or hands-on experience with AI/ML applied to backend systems preferred

🏖️ Benefits

• Competitive, market-aligned compensation • Fully remote setup • Flexible hours • International, highly skilled team • Direct impact on architecture and strategic platform decisions from day one • Exposure to modern cloud-native, AI-assisted, and Open Banking systems • Opportunity to grow toward Tech Lead or Staff Engineer roles