Software Engineer II, Marketplace Optimization

🔥 10 minutes ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

💵 $142k - $196.6k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Design, build, and operate scalable backend systems for real-time marketplace decisioning, matching, offer selection, and monetization • Build platform capabilities for experimentation with allocation strategies, marketplace economics, and monetization approaches • Develop reliable, observable services balancing availability, latency, correctness, and operational simplicity • Partner with Product, Machine Learning, Pricing Engineering, Data Science, Capital Markets, and Lending Partnerships • Make architectural decisions that simplify systems, reduce coupling, and create reusable marketplace capabilities • Use Generative AI tools for implementation, testing, debugging, documentation, and learning while maintaining ownership of technical decisions, security, code quality, and correctness

🎯 Requirements

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or its equivalent) and 2 years of software engineering experience • Experience designing, building, and operating scalable backend or distributed systems in production • Experience developing production services using one or more modern backend programming languages • Experience building and operating business-critical systems with testing, monitoring, incident response, and root cause analysis • Experience designing production systems where reliability, availability, observability, and correctness are critical • Preferred: experience with marketplaces, financial systems, recommendation or matching engines, optimization systems, or experimentation platforms • Preferred: knowledge of low-latency, high-throughput distributed system design and architecture • Preferred: experience partnering with machine learning or data science teams • Preferred: experience with Ruby, Ruby on Rails, Python, or Kotlin • Preferred: ability to navigate ambiguous technical and business problems and evaluate tradeoffs

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible US employees • Medical, dental, vision, wellness resources, and supplemental health coverage for Canada • Health Savings Account contributions for eligible US plans • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered fertility, parenthood, and caregiving benefits • Employee Assistance Program with mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups • Catered lunches and stocked micro-kitchens at specified offices