Assistant Manager – Business Banking Credit

Job not on LinkedIn

🔥 50 minutes ago

🇮🇳 India – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👔 Manager

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mashreq

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1967

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Mashreq is a leading financial institution based in the UAE, offering a wide range of banking services including personal, corporate, and investment banking. The bank focuses on providing innovative financial solutions to its customers and has a strong digital banking presence.

📋 Description

• Analyze Business Banking credit proposals and render credit decisions within delegated authority. • Ensure compliance with approved credit parameters, satisfactory internal and external system checks, and validation of business cash flows. • Assess proposal strengths and weaknesses and recommend appropriate risk mitigants. • Record and maintain credit proposals in the approved credit workflow system and update decisions accurately and timely. • Ensure proposals align with Product Program Guidelines, Credit Policy requirements, and regulatory standards. • Monitor and recommend measures to enhance team productivity and operational effectiveness. • Undertake strategic projects to improve unit productivity and strengthen lending products, credit policies, and underwriting frameworks. • Identify and assess exceptions or deviations from credit parameters, policy requirements, and collateral compliance standards. • Escalate significant deficiencies, risks, and policy breaches to the Assistant Manager. • Achieve daily productivity targets while maintaining credit quality. • Deliver service to internal and external stakeholders within agreed turnaround times and service standards. • Participate in automation and digital transformation initiatives. • Contribute to training, user acceptance testing, and implementation activities. • Support onboarding and on-the-job training of new team members. • Foster collaboration, engagement, motivation, and knowledge sharing. • Identify gaps and enhancement opportunities in Credit Policies, Product Program Guidelines, and operational manuals. • Recommend policy amendments, procedural enhancements, and product improvements. • Review operational processes and controls and recommend improvements.

🎯 Requirements

• Graduate with 5 years’ work experience in Credit Management environment. • Minimum 2 years’ experience in SME/ Business Banking Credit underwriting. • Excellent analytical skills. • Sound interpersonal skills. • Good PC skills. • Ability to problem solving and work independently. • Should be client-driven and achievement oriented.