Manager – Business Banking Credit

Job not on LinkedIn

🔥 19 minutes ago

🇮🇳 India – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👔 Manager

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mashreq

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1967

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Mashreq is a leading financial institution based in the UAE, offering a wide range of banking services including personal, corporate, and investment banking. The bank focuses on providing innovative financial solutions to its customers and has a strong digital banking presence.

📋 Description

• Analyse Business Banking credit proposals and provide credit recommendations based on established credit parameters, system checks, and sustainable business cash flows. • Assess credit proposal strengths and weaknesses and recommend appropriate risk mitigants. • Verify compliance with Product Programs, Credit Policies, and regulatory requirements. • Undertake projects to improve productivity and strengthen lending products, credit policies, and underwriting standards. • Identify process and policy gaps and recommend enhancements. • Identify and assess policy, credit, and collateral-related exceptions. • Escalate material deficiencies, policy breaches, and risk concerns to the Assistant Manager. • Ensure daily productivity targets and turnaround-time commitments are achieved. • Deliver high-quality service to internal and external stakeholders. • Participate in automation and digital transformation initiatives. • Support training, user acceptance testing, and process validation activities. • Provide on-the-job training and guidance to new team members. • Promote teamwork, engagement, and a positive team culture. • Recommend updates to Credit Policies and Product Programs. • Suggest improvements to operational processes, controls, and risk management practices. • Support implementation of policy and procedural changes aligned with regulatory expectations and best practices.

🎯 Requirements

• Graduate with 5 years’ work experience in Credit Management environment. • Minimum 3 years’ experience in SME/ Business Banking Credit underwriting. • Excellent analytical skills. • Sound interpersonal skills. • Ability to solve problems and work independently. • Should be client-driven and achievement oriented.